Question 1

What is Bank Spółdzielczy Kórnik?

Accepted Answer

Bank Spółdzielczy Kórnik is a Polish cooperative bank based in Kórnik, Poland. It operates as a credit institution (CRDCREINS) under Polish banking regulations and serves the local community in the Greater Poland Voivodeship. The bank is one of Poland's oldest cooperative banking institutions and is part of the country's extensive cooperative banking network.

Question 2

When was Bank Spółdzielczy Kórnik founded?

Accepted Answer

Bank Spółdzielczy Kórnik was founded in 1869, making it one of the oldest cooperative banks in Poland with over 150 years of banking history. The bank was established during the early development period of Polish cooperative banking when lending societies were formed to combat usury and provide financial services to local communities. The bank received its current authorization on November 29, 2019, as registered with the Polish Financial Supervision Authority (PFSA). It is registered in the National Court Register (KRS) under number 0000005114.

Question 3

Where is Bank Spółdzielczy Kórnik headquartered?

Accepted Answer

The bank is headquartered in Kórnik at pl. Niepodległości 31, 62-035 Kórnik, Greater Poland Voivodeship, Poland.

Question 4

Where does Bank Spółdzielczy Kórnik operate?

Accepted Answer

Bank Spółdzielczy Kórnik operates primarily in Kórnik and the surrounding areas in the Greater Poland Voivodeship. As a local cooperative bank, it serves the financial needs of residents, businesses, and organizations within its operational territory, maintaining a strong presence in the community since the 19th century.

Question 5

What services does Bank Spółdzielczy Kórnik offer?

Accepted Answer

The bank offers traditional retail banking services including savings accounts, deposit products, and lending services. It provides financial advisory services, asset management, credit products, currency exchange services, and investment analysis. The bank serves individual customers, small businesses, craftsmen, and local enterprises, focusing on meeting the diverse financial needs of its local community. The bank operates Monday through Friday from 7:30 AM to 5:30 PM.

Question 6

What makes Bank Spółdzielczy Kórnik unique?

Accepted Answer

Bank Spółdzielczy Kórnik stands out as one of Poland's oldest cooperative banks, having served its community continuously since 1869. With over 150 years of banking experience, the bank has deep historical roots in the local area and represents the enduring tradition of Polish cooperative banking. As a cooperative institution, it prioritizes member needs and community development over pure profit maximization, maintaining the values of mutual assistance that founded the cooperative banking movement.

Question 7

What type of financial institution is Bank Spółdzielczy Kórnik?

Accepted Answer

Bank Spółdzielczy Kórnik is a cooperative bank (bank spółdzielczy), a specific type of credit institution in Poland. Cooperative banks operate under both Banking Law and Cooperative Law, functioning as member-owned financial institutions based on cooperative principles that originated in the 19th century. The bank is supervised by the Polish Financial Supervision Authority (PFSA) and participates in Poland's deposit guarantee scheme (BFG - Bankowy Fundusz Gwarancyjny), ensuring customer deposits are protected.

Bank Spółdzielczy Kórnik

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About Bank Spółdzielczy Kórnik in Poland

Bank Spółdz­ielczy Kórnik