Question 1

What is Bank of Fukuoka?

Accepted Answer

Bank of Fukuoka is a major Japanese regional bank with a representative office in Thailand. Headquartered in Fukuoka City on Kyushu Island, the bank is the core subsidiary of Fukuoka Financial Group (FFG), which was established in 2007. Bank of Fukuoka is the largest bank in Kyushu and holds the distinction of being the number one regional bank in Japan.

The bank operates approximately 170 domestic branches across Kyushu and major Japanese cities, with international representative offices in China, Singapore, Vietnam, Thailand, and the United States. The Bangkok Representative Office is located at 16th Floor Unit 1606, Park Ventures Ecoplex, 57 Wireless Road, Lumpini, Pathumwan, Bangkok 10330, Thailand.

Question 2

When was Bank of Fukuoka founded?

Accepted Answer

Bank of Fukuoka was established in 1945 in Fukuoka Prefecture, Japan. The bank has grown through steady expansion and strategic positioning in the Kyushu region over nearly 80 years of operations.

In April 2007, Bank of Fukuoka merged with Kumamoto Family Bank through a joint share transfer to form Fukuoka Financial Group. FFG further expanded in October 2007 when Shinwa Bank became a wholly-owned subsidiary. In 2019, FFG acquired the Eighteenth Bank of Nagasaki, which was later merged with Shinwa Bank in 2020 to form Eighteenth Shinwa Bank.

The Bangkok Representative Office was established to support the international expansion of Fukuoka-based companies and to facilitate business connections between Japan's Kyushu region and Thailand.

Question 3

Where is Bank of Fukuoka headquartered?

Accepted Answer

Bank of Fukuoka is headquartered at 2-13-1 Tenjin, Chuo-ku, Fukuoka, 810-8727, Japan. Fukuoka City is the largest city on Kyushu Island and serves as a major economic hub for southwestern Japan.

The bank's Bangkok Representative Office is located at 16th Floor Unit 1606, Park Ventures Ecoplex, 57 Wireless Road, Lumpini, Pathumwan, Bangkok 10330, Thailand.

Question 4

Where does Bank of Fukuoka operate?

Accepted Answer

In Thailand, Bank of Fukuoka operates through its Bangkok Representative Office, serving Japanese companies and facilitating business throughout Thailand and the Southeast Asian region.

In Japan, the bank maintains a strong presence across Kyushu Island with approximately 147 branches in Fukuoka Prefecture, 12 branches elsewhere in Kyushu, and 5 branches in other parts of Japan including Tokyo and Osaka. As part of Fukuoka Financial Group, the combined network includes 328 branches across all of Kyushu and major cities throughout Japan, with more than 2,000 ATMs.

Internationally, the bank operates representative offices in Shanghai, Dalian, and Hong Kong (China), Singapore, Bangkok (Thailand), and New York (United States).

Question 5

What services does Bank of Fukuoka offer?

Accepted Answer

The Bangkok Representative Office provides business support services including:

Regional market intelligence on Thailand's economy, business environment, and investment climate.

Business development support assisting Japanese companies with market entry, expansion strategies, and local partnerships.

Business matching services connecting Kyushu-based companies with Thai businesses and regional opportunities.

Cross-border transaction support facilitating trade finance and international business operations between Japan and Thailand.

In Japan, Bank of Fukuoka offers comprehensive banking services including retail banking (deposits, loans, mortgages, credit cards), commercial banking (SME financing, corporate loans, cash management), wealth management, investment products, insurance brokerage, securities services, and digital banking solutions.

Question 6

What makes Bank of Fukuoka unique?

Accepted Answer

Bank of Fukuoka holds the distinction of being the number one regional bank in Japan, with the highest deposit and loan volumes among all regional banks in the country. This premier position reflects its dominant market presence in the economically dynamic Kyushu region.

As part of Fukuoka Financial Group, the bank operates under a unique "three brands/single platform" management structure, maintaining distinct brand identities for Bank of Fukuoka, Kumamoto Bank, and Eighteenth Shinwa Bank while sharing integrated systems, administration, and products.

The bank has pioneered structural reforms combining operational efficiency improvements with digital transformation initiatives. Bank of Fukuoka has invested heavily in developing specialist human resources and enhancing digital technologies to improve customer service and productivity.

With Fukuoka City's strategic location as a gateway between Japan and Asia, the bank serves as a vital financial bridge connecting Kyushu businesses with Asian markets, particularly in ASEAN countries.

Question 7

What type of financial institution is Bank of Fukuoka?

Accepted Answer

Bank of Fukuoka is a regional bank (地方銀行, chiho ginko) in Japan—specifically, the top-ranked regional bank in the country. Regional banks in Japan serve as the primary financial institutions for their geographic regions, focusing on retail customers and small-to-medium enterprises while also serving large corporations.

In Thailand, the bank operates as a representative office, which means it provides market research, business liaison, and customer support services but does not conduct direct banking transactions.

Bank of Fukuoka operates as a subsidiary of Fukuoka Financial Group, Inc., a publicly listed financial holding company on the Tokyo Stock Exchange and Fukuoka Stock Exchange, and is a constituent of the Nikkei 225 index.

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