Question 1

What is Raiffeisenbank Sinzing?

Accepted Answer

Raiffeisenbank Sinzing is a local cooperative bank serving the communities of Sinzing, Viehhausen, and surrounding areas in Bavaria, Germany. Located in the Regensburg region, it provides retail and business banking services to individuals, families, and small to medium-sized enterprises in this area of eastern Bavaria. With approximately €131 million in total assets (2023), it represents the traditional German cooperative banking model focused on community service and member ownership. As a member of the Volksbanken Raiffeisenbanken network, it combines local expertise with access to comprehensive financial services.

Question 2

When was Raiffeisenbank Sinzing founded?

Accepted Answer

Raiffeisenbank Sinzing was originally founded on July 26, 1911, making it over 110 years old. The bank was authorized under European banking regulations on November 20, 2013.

The bank in its current form emerged in 1967 through the merger of Raiffeisenkasse Kapfelberg (based in Kapfelberg, now in Kelheim district) with Raiffeisenbank Viehhausen, creating the Raiffeisenbank Kapfelberg-Viehhausen with its seat in Viehhausen. On September 13, 1990, the bank adopted its current name, Raiffeisenbank Sinzing. The bank evolved from agricultural credit cooperatives established to serve local farming communities into a modern universal bank while maintaining its cooperative principles and community focus throughout more than a century of operation.

Question 3

Where is Raiffeisenbank Sinzing headquartered?

Accepted Answer

The bank is headquartered in Viehhausen (part of Sinzing municipality), Bavaria, Germany, though it operates under the name Raiffeisenbank Sinzing. The registered office and main branch are located in Viehhausen.

Question 4

Where does Raiffeisenbank Sinzing operate?

Accepted Answer

Raiffeisenbank Sinzing operates in the western part of the Regensburg district (Landkreis Regensburg) and the northern part of the Kelheim district (Landkreis Kelheim) in Bavaria.

The bank maintains branch offices in multiple locations including Viehhausen (main office and legal seat), Sinzing (with a branch office and a self-service location), Gundelshausen (a district of Kelheim), and Eilsbrunn. This geographic area is located in the greater Regensburg metropolitan region, combining rural and suburban characteristics. The bank serves both agricultural operations and the growing suburban population in the Regensburg area.

Question 5

What services does Raiffeisenbank Sinzing offer?

Accepted Answer

Raiffeisenbank Sinzing provides comprehensive cooperative banking services:

Retail Banking: Current accounts (Girokonto), debit cards (girocard), credit cards (Mastercard/Visa), savings accounts, time deposit accounts (Festgeld), pension plans, consumer loans including easyCredit, car loans, and mortgage loans.

Business Banking: Business current accounts (Geschäftskonto), business payment cards, Unternehmerkredit (business loans up to €100,000), international payment services, and financing for SMEs.

Digital Banking: VR Banking App for mobile banking, online banking platform, ATM network access, and telephone service center.

Investment Services: Securities trading and brokerage, investment funds through Union Investment, building society savings through Bausparkasse Schwäbisch Hall, and pension products.

Insurance: Comprehensive insurance services through R+V Versicherung, including business insurance (Direktversicherung) for employee pension plans.

The bank also provides specialized services for business succession planning (Unternehmensnachfolge) with tax, legal, and economic consultation.

Question 6

What makes Raiffeisenbank Sinzing unique?

Accepted Answer

Raiffeisenbank Sinzing's 113-year history since 1911 demonstrates remarkable longevity and community trust. The bank showed strong 12.35% growth in customer loans in 2023, indicating active support for local economic development.

As a genuine Genossenschaft owned by its members, it operates on cooperative principles where profits benefit members and the community rather than external shareholders. The bank's motto "Gemeinsam stark für unsere Region" (Together strong for our region) reflects its commitment to regional development. With an AA- credit rating from Fitch, it benefits from the strength of Germany's cooperative banking institutional protection scheme. The bank maintains multiple branch locations, unusual for its size, demonstrating commitment to local presence. Deposits are protected up to €100,000 through the BVR Institutssicherung deposit guarantee system.

Question 7

What type of financial institution is Raiffeisenbank Sinzing?

Accepted Answer

Raiffeisenbank Sinzing is a Genossenschaftsbank (cooperative bank), specifically an eingetragene Genossenschaft (eG) under German cooperative law.

As a cooperative, it is owned by its members through cooperative shares, with democratic governance based on the one member, one vote principle. The bank is registered in the cooperative register (Genossenschaftsregister) at the Amtsgericht Regensburg under GnR 546. It is part of the German Volksbanken Raiffeisenbanken cooperative financial network (Genossenschaftliche FinanzGruppe), affiliated with DZ BANK as its central institution. This structure provides access to specialized services, risk-sharing mechanisms, and the BVR institutional protection scheme while maintaining complete local autonomy in lending and community engagement decisions.

Raiffeisenbank Sinzing

in Germany 🇩🇪

Crypto-Friendliness

All done!

About Raiffeisenbank Sinzing in Germany

Raiffe­isenba­nk Sinzing