Question 1

What is Bank Spółdzielczy w Iłowie?

Accepted Answer

Bank Spółdzielczy w Iłowie is a cooperative bank based in central Poland, serving the Mazowieckie (Masovian) region. As a local financial institution, it provides comprehensive banking services to individual customers, businesses, and agricultural clients in Iłów and surrounding communities.

The bank is part of the SGB (Spółdzielcza Grupa Bankowa) banking group, one of Poland's two major cooperative banking networks.

The bank is part of the SGB (Spółdzielcza Grupa Bankowa) banking group, one of Poland's two major cooperative banking networks.

Question 2

When was Bank Spółdzielczy w Iłowie founded?

Accepted Answer

Bank Spółdzielczy w Iłowie has roots in Poland's cooperative banking tradition that extends back over a century. The bank has evolved through various organizational forms during the 20th century, adapting to different political and economic systems while maintaining continuous service to the local community.

Following Poland's transformation to a market economy after 1989 and subsequent banking reforms in the 1990s, the bank has operated as an independent cooperative financial institution.

Question 3

Where is Bank Spółdzielczy w Iłowie headquartered?

Accepted Answer

Bank Spółdzielczy w Iłowie is headquartered in Iłów, Mazowieckie Voivodeship, Poland. Iłów is a town and gmina (municipality) located in Sochaczew County in central Poland.

Question 4

Where does Bank Spółdzielczy w Iłowie operate?

Accepted Answer

Bank Spółdzielczy w Iłowie operates in the Iłów area and surrounding regions of Mazowieckie Voivodeship. The bank's service area includes communities in the Sochaczew County region, west of Warsaw.

This area combines suburban residential communities with agricultural operations and small businesses, allowing the bank to serve a diverse customer base.

Question 5

What services does Bank Spółdzielczy w Iłowie offer?

Accepted Answer

Bank Spółdzielczy w Iłowie provides a comprehensive range of banking services including:

Retail banking - current accounts (ROR), savings accounts, personal loans, consumer credit, and cash loans. Mortgage lending - residential mortgage loans including promotional housing credit products for home purchases and renovations. Agricultural financing - specialized credit products for farmers and agricultural businesses.

Business banking - corporate accounts, business loans, and commercial services for local enterprises. Card services - Visa contactless payment cards with international acceptance and ATM access. Digital banking - internet banking platform accessible 24/7, enabling account management, transfers, and transaction monitoring from any location with internet access. SMS Banking - account balance notifications and transaction alerts via SMS.

Deposit products - term deposits in various periods (1, 2, 3, 4, 6, 7, and 12 months) with competitive interest rates. Payment services - domestic transfers, tax payments to revenue offices, ZUS (social security) payments, and other transaction services. Additional services - overdraft facilities in current accounts, renewable credit lines.

Question 6

What makes Bank Spółdzielczy w Iłowie unique?

Accepted Answer

Bank Spółdzielczy w Iłowie distinguishes itself through its comprehensive internet banking security system utilizing one-time passwords (OTPs) printed on special paper that prevents unauthorized viewing. This multi-layer security approach combines unique login credentials with OTP authorization for transactions, ensuring high protection standards.

The bank offers flexible deposit terms with seven different maturity periods, allowing customers to optimize their savings strategy. As a cooperative bank, it combines traditional personalized service with modern digital capabilities accessible around the clock.

The bank's membership in the SGB banking group provides access to modern technological infrastructure, including fee-free ATM withdrawals at SGB network ATMs, while maintaining local autonomy and decision-making.

Question 7

What type of financial institution is Bank Spółdzielczy w Iłowie?

Accepted Answer

Bank Spółdzielczy w Iłowie is a bank spółdzielczy (cooperative bank), a member-owned financial institution operating under Polish cooperative banking law. Cooperative banks in Poland represent an important segment of the banking sector, particularly in serving local communities and small to medium-sized businesses.

As a credit institution (CRDCREINS) regulated by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego - PFSA), it holds full authorization to conduct banking activities. The bank participates in the Polish Deposit Guarantee Scheme (Bankowy Fundusz Gwarancyjny - BFG), protecting customer deposits up to statutory limits.

The bank operates as part of the SGB banking group, which provides shared infrastructure, technology platforms, and support services to member cooperative banks throughout Poland.

Bank Spółdzielczy w Iłowie

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About Bank Spółdzielczy w Iłowie in Poland

Bank Spółdz­ielczy w Iłowie