Question 1

What is Raiffeisenbank im Breisgau?

Accepted Answer

Raiffeisenbank im Breisgau is a regional cooperative bank serving communities in the Breisgau region of Baden-Württemberg, Germany. Based in Gundelfingen, the bank provides universal banking services to customers in areas north of Freiburg and south of Emmendingen, including the Glottertal valley and Kaiserstuhl wine region. With total assets of approximately €380 million (2024), the bank combines over 120 years of local banking tradition with modern financial services as part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken.

Question 2

When was Raiffeisenbank im Breisgau founded?

Accepted Answer

The bank was founded on February 6, 1903, in Gundelfingen by 38 members. The founding board members were Georg Binninger, Christian Binninger, and Christian Baumann. Growth was initially slow, with only 121 members and a balance sheet of 340,000 DM by 1959. The bank expanded significantly through mergers: in 1965 with Raiffeisenkasse Vörstetten, in 1970 with Raiffeisenbank Glottertal and Raiffeisenkasse Reute, and in 1971 with Raiffeisenkasse Holzhausen. On July 5, 2019, the bank formally adopted its current name, Raiffeisenbank im Breisgau eG.

Question 3

Where is Raiffeisenbank im Breisgau headquartered?

Accepted Answer

The bank is headquartered in Gundelfingen, Baden-Württemberg, in the Breisgau-Hochschwarzwald district. The main office is located at Wildtalstraße 2, 79194 Gundelfingen.

Question 4

Where does Raiffeisenbank im Breisgau operate?

Accepted Answer

The bank operates in the northern Breisgau-Hochschwarzwald district and southern Emmendingen district, serving areas between Freiburg and Emmendingen. Branch locations include Gundelfingen (headquarters), Glottertal, Reute, Königschaffhausen, Sasbach am Kaiserstuhl, and Holzhausen. The service area encompasses communities in the Glottertal valley and the Kaiserstuhl wine-growing region.

Question 5

What services does Raiffeisenbank im Breisgau offer?

Accepted Answer

The bank provides comprehensive universal banking services including current accounts (Giro Online), savings accounts, time deposits (Tagesgeld), debit and credit cards, mortgage financing (Baufinanzierung), consumer loans (easyCredit), business banking, and securities trading through online platforms.

Digital services include online banking and mobile banking applications with 24/7 access. Most branches offer extended hours with Tuesday and Thursday evening service until 18:00 or 19:00. Branches feature barrier-free access, ATMs with banknote deposit capability, transaction scanners, night deposit safes, and safe deposit boxes.

Partner services include investment products via Union Investment, insurance through R+V Versicherung, building society savings with Bausparkasse Schwäbisch Hall, leasing through VR Leasing, and real estate financing via Münchener Hypothekenbank and DZ Hyp.

Question 6

What makes Raiffeisenbank im Breisgau unique?

Accepted Answer

The bank earned a Fitch AA- credit rating (very high credit quality) with stable outlook, demonstrating strong financial stability. It emphasizes its commitment to regional investment, reinvesting locally-sourced deposits into regional projects and businesses.

The bank serves a distinctive geographic area spanning wine country (Kaiserstuhl) and the scenic Glottertal valley, known for its natural beauty and tourism. It maintains strong community ties while offering modern digital banking capabilities. The bank operates with flexible branch hours accommodating working customers with extended Tuesday and Thursday service.

Question 7

What type of financial institution is Raiffeisenbank im Breisgau?

Accepted Answer

Raiffeisenbank im Breisgau is a Genossenschaftsbank (cooperative bank), registered as "eG" (eingetragene Genossenschaft) at the Amtsgericht Freiburg under GnR 5. As a member-owned credit institution, it operates under the German Cooperative Act (Genossenschaftsgesetz) and banking regulations.

The bank is supervised by BaFin and participates in the BVR Institutssicherung GmbH deposit guarantee system, protecting customer deposits up to €100,000 per depositor. Members have ownership rights, democratic voting privileges, and participate in the bank's governance and profits according to cooperative principles.

Raiffeisenbank im Breisgau

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About Raiffeisenbank im Breisgau in Germany

Raiffe­isenba­nk im Breisgau