Question 1

What is Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP?

Accepted Answer

Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP is a specialized savings and credit cooperative in Peru that primarily serves members of the Policía Nacional del Perú (PNP), Peru's national police force. The cooperative operates under the supervision of the Superintendencia de Banca, Seguros y AFP (SBS), Peru's banking and insurance regulatory authority.

As a sector-specific cooperative, it provides financial services tailored to the needs of police officers, their families, and affiliated members. The institution is registered with the SBS and is a member of the Fondo de Seguro de Depósito Cooperativo (FSDC).

Question 2

When was Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP founded?

Accepted Answer

The cooperative takes its name from August 29, which holds significance for the Policía Nacional del Perú. While the exact founding date is not publicly documented, the name suggests historical ties to this date, which may commemorate an important event or milestone for the institution or the police force.

The cooperative was officially registered under Peru's enhanced regulatory framework following the implementation of Law No. 30822 in 2019, which brought COOPACs under SBS supervision.

Question 3

Where is Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP headquartered?

Accepted Answer

[Information not publicly available]. The cooperative maintains a web presence at www.29agosto.com where members can access information about services and products.

Question 4

Where does Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP operate?

Accepted Answer

The cooperative operates throughout Peru, serving members of the Policía Nacional del Perú and their families across various regions where police personnel are stationed. As a sector-specific cooperative, its operational presence aligns with the geographic distribution of its target membership base within the national police force.

Question 5

What services does Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP offer?

Accepted Answer

The cooperative offers savings products designed for police officers and their families, including regular savings accounts and term deposits. These products help members build financial security and plan for their future needs.

Credit services include personal loans, consumer loans, and other financing options tailored to the financial requirements of police personnel. These may include loans for housing, education, vehicles, and emergency situations.

The cooperative emphasizes member welfare through social assistance programs and financial education initiatives that help members make informed financial decisions and improve their economic well-being.

Question 6

What makes Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP unique?

Accepted Answer

The cooperative's specialized focus on serving Peru's national police force sets it apart from general-purpose financial institutions. This specialization allows it to understand and address the unique financial needs, income patterns, and challenges faced by police officers.

As a sector-specific cooperative, it fosters a strong sense of community among its members who share common professional backgrounds and experiences. This creates an environment of mutual understanding and solidarity.

The cooperative operates on principles of mutual aid and cooperation that are particularly aligned with the service-oriented nature of police work, creating natural synergies between the institution's values and its membership base.

Question 7

What type of financial institution is Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP?

Accepted Answer

Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP is a Cooperativa de Ahorro y Crédito (COOPAC), specifically a sector-based or closed-field cooperative (cooperativa de campo cerrado) that serves a defined membership group—in this case, members of Peru's national police force and their families.

COOPACs in Peru are not authorized to capture resources from the general public and instead serve only their members. They operate under democratic principles where each member has equal voting rights regardless of their capital contribution. The institution is supervised by the SBS under Peru's modular regulatory framework for cooperatives.

Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP

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About Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP in Peru