Crelan Home Loan
in France 🇫🇷
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About Crelan Home Loan in France
Crelan Home Loan is a specialized French credit institution operating as a Société de Crédit Foncier (SCF), which is a type of covered bond issuer regulated under French law. The institution is a wholly-owned subsidiary (99.9%) of Belgian banking group Crelan NV.
Crelan Home Loan does not operate its own retail banking business. Instead, it serves exclusively as a refinancing vehicle within the Crelan Group, issuing covered bonds (obligations foncières) to provide funding for Belgian residential mortgage loans originated by its parent company.
As of March 2025, the institution manages a mortgage-backed cover pool totaling EUR 13.3 billion, supporting EUR 10 billion in outstanding covered bonds.