Question 1

What is Raiffeisenbank Schwabmünchen-Stauden?

Accepted Answer

Raiffeisenbank Schwabmünchen-Stauden is a cooperative bank serving the southern Augsburg district in Bavaria, Germany. The bank was formed in 2022 through the merger of Raiffeisenbank Schwabmünchen and Raiffeisenbank Stauden, combining institutions with roots dating back to the 1880s. With approximately 140 employees and a balance sheet of 732 million EUR, the bank operates seven locations throughout the Staudenlandschaft region.

Question 2

When was Raiffeisenbank Schwabmünchen-Stauden founded?

Accepted Answer

The current bank was established on August 1, 2022 through the merger of two historic institutions. Raiffeisenbank Schwabmünchen was founded on February 23, 1924, while its merger partner Raiffeisenbank Stauden traces its origins to 1888 when Spar- und Darlehenskassenvereine (savings and loan associations) were established in Langenneufnach and Fischach by local priests Sales Baur and Karl Bachmann. Over the decades, both institutions grew through numerous mergers with neighboring cooperatives.

Question 3

Where is Raiffeisenbank Schwabmünchen-Stauden headquartered?

Accepted Answer

The bank is headquartered in Schwabmünchen, Bavaria, Germany, at Raiffeisenstraße 1, 86830 Schwabmünchen, in the Augsburg district.

Question 4

Where does Raiffeisenbank Schwabmünchen-Stauden operate?

Accepted Answer

The bank serves communities in southern Augsburg district, including Schwabmünchen (headquarters), Fischach, Langenneufnach, Mickhausen, Mittelneufnach, Waidhofen, and Berg im Gau. The service area extends across the western Augsburg forests, also known as the Staudenlandschaft. The bank operates seven full-service branches with 20 ATMs providing 24-hour access.

Question 5

What services does Raiffeisenbank Schwabmünchen-Stauden offer?

Accepted Answer

The bank provides comprehensive retail banking including checking accounts, debit and credit cards (including GoldCard premium cards), savings accounts, time deposits, consumer loans, easyCredit financing, building society savings (Bausparen), and real estate financing. Investment services include securities trading, mutual funds, and retirement planning.

Business banking services include commercial accounts, business loans up to 100,000 EUR, international payment processing, corporate credit cards, and business succession planning. Insurance products are offered through R+V Versicherung partnership.

Digital services include online banking, the VR Banking App for mobile account management, online brokerage, and digital security features to protect against phishing and fraud.

Question 6

What makes Raiffeisenbank Schwabmünchen-Stauden unique?

Accepted Answer

The bank combines over 140 years of cooperative banking tradition with modern digital services. Its 2022 merger created a stronger regional institution serving approximately 8,600 members who actively participate in governance.

The bank demonstrates strong community engagement through regular donations to local organizations and support for regional economic development. As a member of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it offers comprehensive financial solutions while maintaining local decision-making authority.

Question 7

What type of financial institution is Raiffeisenbank Schwabmünchen-Stauden?

Accepted Answer

Raiffeisenbank Schwabmünchen-Stauden is a Genossenschaftsbank (cooperative bank) organized as an eingetragene Genossenschaft (eG - registered cooperative). It operates under German cooperative law with democratic member ownership where each member has one vote regardless of investment size.

The bank is supervised by the German Federal Financial Supervisory Authority (BaFin) and is a member of the BVR Institutssicherung GmbH deposit protection scheme, which protects deposits up to 100,000 EUR per depositor. The bank holds an AA- credit rating from Fitch Ratings, indicating very high credit quality.

Raiffeisenbank Schwabmünchen-Stauden

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About Raiffeisenbank Schwabmünchen-Stauden in Germany

Raiffe­isenba­nk Schwab­münche­n-Stau­den