Banque Tunisienne de Solidarité (BTS)
in Tunisia 🇹🇳
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About Banque Tunisienne de Solidarité (BTS) in Tunisia
Banque Tunisienne de Solidarité (BTS) is a specialized Tunisian bank focused on mesofinance and the promotion of very small enterprises (TPE). Created in 1997 at the initiative of the Tunisian State, BTS was established to provide financing solutions to young graduates from higher education and professional training institutions.
The bank operates as a deposit bank under Tunisian banking law (Law No. 67-51 of 1967) and is subject to prudential regulations. With a capital of 60 million Tunisian dinars, BTS has a unique shareholder structure consisting of 54% public participation and 46% private participation, supported by a broad base of over 220,000 shareholders.
BTS positions itself as an inclusive, citizen-focused institution that serves as an alternative to traditional banking for entrepreneurs who cannot meet conventional financing requirements or provide sufficient guarantees.