Banking Circle

Banking Circle (officially Banking Circle S.A.) is a fintech-focused bank headquartered in Luxembourg, specializing in providing next-generation payment infrastructure and banking services to financial institutions. Operating as a fully licensed European credit institution, Banking Circle serves over 700 regulated financial institutions including payment companies, banks, marketplaces, and investment funds. The bank processes over €1 trillion in payment volumes annually, providing access to 11 local clearing schemes and enabling cross-border payments in 24 currencies. Banking Circle positions itself as a "bank for banks," offering modern payment rails, multi-currency accounts, and liquidity management solutions.