Question 1

What is Cooperativa Santa María de la Providencia?

Accepted Answer

Cooperativa Santa María de la Providencia is a savings and credit cooperative (COOPAC) operating in Peru. As a member-owned financial institution, the cooperative provides savings and credit services to its members, focusing on serving local communities with limited access to traditional banking services. The cooperative operates under the supervision of Peru's Superintendencia de Banca, Seguros y AFP (SBS).

Question 2

When was Cooperativa Santa María de la Providencia founded?

Accepted Answer

[Information not publicly available]. While the cooperative is registered with the SBS and appears in official COOPAC registries, specific founding date details are not readily accessible in public sources.

Question 3

Where is Cooperativa Santa María de la Providencia headquartered?

Accepted Answer

[Information not publicly available]. The cooperative is registered in Peru and supervised by the SBS, but specific headquarters location details are not readily accessible in public sources.

Question 4

Where does Cooperativa Santa María de la Providencia operate?

Accepted Answer

The cooperative operates in Peru, serving local communities within its designated operational area. As a registered COOPAC with the SBS, it provides financial services to members in its region. Specific operational locations are not publicly available.

Question 5

What services does Cooperativa Santa María de la Providencia offer?

Accepted Answer

As a savings and credit cooperative, Santa María de la Providencia offers core financial services to its members. These typically include savings accounts for member deposits, credit products such as personal and business loans, and deposit products. Like other COOPACs in Peru, the cooperative focuses on providing accessible financial services to members who may have limited access to traditional banking institutions.

Question 6

What makes Cooperativa Santa María de la Providencia unique?

Accepted Answer

Cooperativa Santa María de la Providencia operates under the cooperative model, which emphasizes member ownership and democratic governance. Each member has equal voting rights regardless of their capital contribution, distinguishing it from traditional banking institutions. The cooperative's focus on serving local communities and promoting financial inclusion through the mutual support model reflects the core principles of the cooperative movement in Peru.

Question 7

What type of financial institution is Cooperativa Santa María de la Providencia?

Accepted Answer

Cooperativa Santa María de la Providencia is a Cooperativa de Ahorro y Crédito (COOPAC), or savings and credit cooperative. In Peru, COOPACs are member-owned, not-for-profit financial institutions regulated and supervised by the Superintendencia de Banca, Seguros y AFP (SBS). These cooperatives operate exclusively with their members under cooperative principles, providing savings and credit services while emphasizing democratic governance, solidarity, and mutual aid. COOPACs are classified by operational levels (1, 2, or 3) based on asset size and permitted operations.

Cooperativa Santa María de la Providencia

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About Cooperativa Santa María de la Providencia in Peru