Question 1

What is Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada (COOPHOSNI)?

Accepted Answer

Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada, commonly known as COOPHOSNI, is a specialized savings and credit cooperative in Peru. It serves members and workers from public healthcare sector entities, particularly those associated with the Hospital Nacional Daniel Alcides Carrión.

The cooperative is a member-owned, not-for-profit financial institution that provides savings, credit, and other financial services exclusively to its members. COOPHOSNI is regulated by the Superintendencia de Banca, Seguros y AFP (SBS) under Peru's cooperative financial system framework.

Question 2

When was Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada (COOPHOSNI) founded?

Accepted Answer

[Information not publicly available]. The cooperative's founding date has not been disclosed in publicly accessible sources. However, COOPHOSNI operates under Peru's cooperative legal framework and is registered with the SBS as a regulated savings and credit cooperative serving healthcare sector workers.

Question 3

Where is Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada (COOPHOSNI) headquartered?

Accepted Answer

COOPHOSNI is headquartered in Breña, Lima, Peru. The institutional headquarters is located at Av. 28 de Julio N° 193, Distrito Breña, Cercado de Lima.

The cooperative maintains its primary administrative presence in the Lima metropolitan area to serve its member base of healthcare workers from various public health institutions.

Question 4

Where does Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada (COOPHOSNI) operate?

Accepted Answer

COOPHOSNI operates across multiple districts within the Lima metropolitan area and surrounding regions of Peru. The cooperative maintains offices in strategic locations including:

Lima City: Breña (institutional headquarters), Jr. Santa Rosa 948 near the Instituto Materno Perinatal, and San Borja at the Instituto Nacional del Niño.

Greater Lima: Villa el Salvador (Lima Sur) near the Hospital de Emergencias Villa Salvador, and Comas (Lima Norte) at Av. Túpac Amaru near Hospital Sergio Bernales.

These locations are strategically positioned near major public hospitals and healthcare facilities where their target membership works. The cooperative's presence in northern and southern Lima ensures accessibility for healthcare workers across the metropolitan region.

Question 5

What services does Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada (COOPHOSNI) offer?

Accepted Answer

COOPHOSNI offers a comprehensive range of financial services designed specifically for healthcare sector workers:

Savings Products: Various savings account options including free savings accounts (Ahorro Libre), children's savings programs (Ahorritos), fixed-term deposits (Súper Plazo), and severance compensation accounts (CTS).

Credit Services: Multiple loan products including business loans (Credi Mi Negocio), entrepreneurship loans (Credi Emprendedor), employment loans (Credi Chamba), and liquid credit lines (Credi Líquido).

Member Benefits: The cooperative provides exclusive partnerships and discounts with educational institutions, transportation services, healthcare providers, and professional development organizations. Members can access educational benefits through partnerships with universities and technical institutes, offering discounts ranging from 10% to 25% on tuition and fees.

Digital Services: Online affiliation processes and digital account management through their website at www.coophosni.pe, allowing members to access services remotely.

Question 6

What makes Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada (COOPHOSNI) unique?

Accepted Answer

COOPHOSNI's primary distinction is its exclusive focus on serving public healthcare sector workers in Peru. Membership is restricted to individuals 18 years or older who are members or employees of public health sector entities with active payroll deduction agreements with the cooperative.

The cooperative operates on cooperative principles, meaning members are both owners and users of the financial services. This structure ensures that the institution exists solely to serve its members' financial wellbeing rather than generate profits for external shareholders.

COOPHOSNI offers specialized benefits tailored to healthcare workers, including strategic office locations near major hospitals and health facilities for convenient access. The cooperative's extensive network of partnerships with educational institutions provides significant value to members seeking professional development or educational opportunities for family members.

As a regulated entity under the SBS, COOPHOSNI adheres to strict financial supervision standards while maintaining the cooperative values of mutual support and member-focused service delivery.

Question 7

What type of financial institution is Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada (COOPHOSNI)?

Accepted Answer

COOPHOSNI is a Cooperativa de Ahorro y Crédito No Autorizada a Captar Recursos del Público (COOPAC), which is Peru's designation for savings and credit cooperatives not authorized to capture resources from the general public.

This institutional type is specific to Peru's cooperative financial system. COOPACs are member-owned financial cooperatives that provide savings and credit services exclusively to their members, distinguishing them from banks that serve the general public. They operate under the General Law of Cooperatives and are supervised by the Superintendencia Adjunta de Cooperativas (SACOOP), a specialized division within the SBS.

As a COOPAC, COOPHOSNI embodies cooperative principles including democratic member control, member economic participation, and concern for community. The institution is registered in the Registro Nacional de COOPAC maintained by the SBS, ensuring regulatory compliance and member protection through Peru's cooperative financial framework.

Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada (COOPHOSNI)

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About Cooperativa de Ahorro y Crédito del Hospital Daniel A. Carrión Limitada (COOPHOSNI) in Peru