ESAF Small Finance Bank

ESAF Small Finance Bank is a scheduled commercial small finance bank headquartered in Thrissur, Kerala, India. The bank specializes in providing banking services and financial inclusion to underserved and underbanked populations, particularly in rural and semi-urban areas. As of late 2025, ESAF operates approximately 788 branches and 718 ATMs across 24 states and 2 union territories in India, serving over 9.7 million customers. The bank focuses on micro-enterprises, small and marginal farmers, micro and small industries, and the unorganized sector.

ESAF is a publicly listed entity traded on both the National Stock Exchange of India and the Bombay Stock Exchange, and holds scheduled bank status from the Reserve Bank of India.