Question 1

What is Coopérative d'Épargne et de Crédit de Mirebalais?

Accepted Answer

Coopérative d'Épargne et de Crédit de Mirebalais is a member-owned credit cooperative serving the Mirebalais area in the Centre department of Haiti. As a financial cooperative, it provides essential banking services including savings accounts and credit facilities to its members in this strategic central plateau region. The cooperative operates within Haiti's regulated cooperative financial framework, contributing to financial inclusion in communities approximately 60 kilometers northeast of Port-au-Prince.

Question 2

When was Coopérative d'Épargne et de Crédit de Mirebalais founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Coopérative d'Épargne et de Crédit de Mirebalais headquartered?

Accepted Answer

The cooperative is headquartered in Mirebalais, a commune in the Centre department of Haiti. Mirebalais is located approximately 60 kilometers northeast of Port-au-Prince on National Road 3, established in 1702.

The city benefits from its location along Haiti's hydroelectric power transmission grid and serves as a regional hub for the Centre department.

Question 4

Where does Coopérative d'Épargne et de Crédit de Mirebalais operate?

Accepted Answer

The cooperative operates in the Mirebalais area within the Centre department of Haiti. Mirebalais is part of an arrondissement that includes surrounding communes such as Saut-d'Eau and Boucan-Carré.

With a population of approximately 192,852 inhabitants in the Mirebalais Arrondissement as of 2015, the cooperative serves an important regional market in Haiti's central plateau region.

Question 5

What services does Coopérative d'Épargne et de Crédit de Mirebalais offer?

Accepted Answer

As a Coopérative d'Épargne et de Crédit (CEC), the institution offers:

Savings Services: Members can deposit funds, maintain savings accounts, and contribute social capital as part of their membership. Savings provide members with financial security and emergency funds.

Credit Services: The cooperative provides loans to members for various purposes including commerce, housing, and production activities. Credit is available based on members' savings and creditworthiness.

Member Services: Democratic participation in governance through General Assembly meetings, with members electing leaders to the Board of Directors, Credit Committee, and Surveillance Committee.

Question 6

What makes Coopérative d'Épargne et de Crédit de Mirebalais unique?

Accepted Answer

The cooperative serves the strategic Mirebalais region, which is a growing center in Haiti's Centre department. Mirebalais is home to Hôpital Universitaire de Mirebalais, the world's largest solar-operated hospital, and benefits from consistent electrical power availability.

As a member-owned institution, the cooperative operates according to cooperative principles including one member, one vote; voluntary membership; and democratic governance by volunteer boards. Professional staff manage operations under the supervision of these elected bodies.

The cooperative contributes to financial inclusion in a region where traditional banking services may be limited, providing accessible financial services to local residents and workers.

Question 7

What type of financial institution is Coopérative d'Épargne et de Crédit de Mirebalais?

Accepted Answer

Coopérative d'Épargne et de Crédit de Mirebalais is a Coopérative d'Épargne et de Crédit (Savings and Credit Cooperative), commonly known as a "Caisse Populaire" in Haiti. This is a member-owned mutual financial institution.

In Haiti's financial regulatory framework, CECs are supervised by the Banque de la République d'Haïti (BRH) through its specialized unit, the Direction Générale de Contrôle des Coopératives Populaires Haïtiennes (DGCPH). These institutions must register with the Conseil National des Coopératives (CNC) and receive authorization from the BRH.

As a mutual institution, members are both owners and clients, pooling their savings to provide credit within their community. This structure promotes financial solidarity and supports local economic development according to the Law on Savings and Credit Cooperatives of 2002.

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