Millénium Microf­inance

Millénium Microfinance, commonly known as 2M, is a savings and credit cooperative operating as a decentralized financial system (Système Financier Décentralisé) in Togo. Founded in 2009, the institution specializes in microfinance services targeted at low-income populations, small and medium enterprises, and particularly focuses on promoting women's entrepreneurship.

As a member of Togo's microfinance sector, which includes over 70 recognized decentralized financial systems, Millénium Microfinance serves approximately 43,000 clients across the country. The institution is regulated under Togolese law N° 0095-014 of July 14, 1995, which governs mutual savings and credit cooperatives.