Question 1

What is Caisse Desjardins des Moissons-et-de-Roussillon?

Accepted Answer

Caisse Desjardins des Moissons-et-de-Roussillon is a local credit union serving communities in the Roussillon region of Quebec, Canada. As part of the Desjardins Group, the largest federation of credit unions in North America, this caisse operates as a financial services cooperative dedicated to serving members in the Montérégie administrative region.

The caisse provides comprehensive banking, lending, insurance, and investment services to individuals, families, and businesses in its service area. Like all Desjardins caisses, it operates on a cooperative model where members are also owners, participating in governance and benefiting from patronage allocations.

Question 2

When was Caisse Desjardins des Moissons-et-de-Roussillon founded?

Accepted Answer

While the specific founding date of this caisse is not publicly documented, it emerged as part of the Desjardins Movement's expansion throughout Quebec. The broader Desjardins Movement was founded on December 6, 1900, by Alphonse Desjardins in Lévis, Quebec.

Throughout the 20th century, Desjardins expanded across Quebec through the establishment of local caisses populaires in parishes and communities. Many caisses were consolidated or merged over time as the movement evolved from over 1,275 caisses in the late 1990s to approximately 199 caisses as of 2024.

Question 3

Where is Caisse Desjardins des Moissons-et-de-Roussillon headquartered?

Accepted Answer

The caisse's headquarters and service locations are in the Roussillon Regional County Municipality (MRC) in Quebec's Montérégie region. One of its primary service centers is located in Candiac at 210 boulevard Jean-Leman, Bureau 110, Candiac, Quebec J5R 6E6.

The caisse maintains multiple points of service throughout its territory to serve members across the region.

Question 4

Where does Caisse Desjardins des Moissons-et-de-Roussillon operate?

Accepted Answer

The caisse operates exclusively within the Roussillon MRC in the Montérégie region of Quebec. This territory includes municipalities such as Candiac, Châteauguay, La Prairie, Saint-Constant, Delson, Sainte-Catherine, Saint-Philippe, Mercier, Léry, Saint-Mathieu, and Saint-Isidore.

The Roussillon region is located on the south shore of the Saint Lawrence River, southwest of Montreal. As of 2017, the region had a population of approximately 184,000 residents spread across eleven municipalities and one Indigenous reserve.

Question 5

What services does Caisse Desjardins des Moissons-et-de-Roussillon offer?

Accepted Answer

The caisse provides a comprehensive range of financial services including:

Personal Banking: Savings accounts, chequing accounts, credit cards, personal loans, and mortgages. Members can access services for budget management, first-time homebuying, and day-to-day financial transactions.

Business Services: Commercial banking solutions, business financing, cash management, and specialized products for small, medium, and large enterprises.

Investment and Wealth Management: RRSPs, TFSAs, mutual funds, investment products, retirement planning, and brokerage services through Desjardins subsidiaries.

Insurance Products: Property and casualty insurance, life insurance, health insurance, travel insurance, and specialized coverage through Desjardins Financial Security and Desjardins General Insurance.

Digital Banking: AccèsD mobile app and online banking platform available 24/7 for fund transfers, bill payments, cheque deposits, account management, and investment monitoring. The service supports biometric authentication and digital payment methods including Apple Pay and Google Pay.

Question 6

What makes Caisse Desjardins des Moissons-et-de-Roussillon unique?

Accepted Answer

As a cooperative financial institution, the caisse operates under the principle that members are also owners. Each member has voting rights and can participate in the annual general meeting to elect directors and influence decisions affecting their caisse.

The caisse returns value to members through patronage allocations (ristournes) and reinvestment in local community development. Like other Desjardins caisses, it contributes to regional economic development, health programs, youth initiatives, educational scholarships, and community partnerships.

Being part of the Desjardins Group provides members access to over 1,300 ATMs and 579 points of service across Quebec and Ontario, along with comprehensive insurance and investment services through over twenty subsidiaries. Members benefit from the financial strength of Canada's sixth-largest financial institution while maintaining a local, community-focused relationship.

Question 7

What type of financial institution is Caisse Desjardins des Moissons-et-de-Roussillon?

Accepted Answer

Caisse Desjardins des Moissons-et-de-Roussillon is a caisse populaire, the Quebec term for a credit union organized as a financial services cooperative. In the Canadian financial system, caisses populaires are similar to credit unions in other provinces but operate specifically under Quebec's cooperative legislation.

As a cooperative, the caisse is owned by its members rather than shareholders. Members pool their resources to provide accessible financial services to the local community. This structure emphasizes democratic governance, member participation, and community reinvestment rather than profit maximization for external investors.

The caisse is part of the Desjardins Group federation, which coordinates services, provides shared infrastructure, and ensures financial stability across the movement while maintaining each caisse's autonomy in serving its local territory.

Caisse Desjardins des Moissons-et-de-Roussillon

in Canada 🇨🇦

Crypto-Friendliness

All done!

About Caisse Desjardins des Moissons-et-de-Roussillon in Canada

Caisse Desjardins des Moisso­ns-et-­de-Rou­ssillon