Bank Spółdz­ielczy Mazowsze

Bank Spółdzielczy Mazowsze is a cooperative bank (bank spółdzielczy) operating in Poland. The bank serves local communities in the Mazovia region, offering a comprehensive range of banking services to individual customers, small and medium-sized enterprises, farms, and local governments. As a member of the Spółdzielcza Grupa Bankowa (SGB Group), it operates within Poland's two-tier cooperative banking structure, which includes approximately 550 local cooperative banks across the country.

The bank operates on cooperative principles where members have equal voting rights ("one shareholder = one vote"), regardless of the number of shares held. Unlike commercial banks, cooperative banks in Poland focus on optimizing profits to serve their members and local communities rather than maximizing shareholder returns.