Question 1

What is Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada?

Accepted Answer

Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada is a savings and credit cooperative operating in Honduras. The name "Unidad y Solidaridad" (Unity and Solidarity) embodies the fundamental cooperative values that guide the institution's operations and its commitment to collective action and mutual support among members. The cooperative operates under the supervision of CONSUCOOP (Consejo Nacional Supervisor de Cooperativas), the national cooperative regulatory authority in Honduras.

As a member-owned financial institution, it provides accessible financial services based on cooperative principles of democratic participation and social responsibility.

Question 2

When was Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada headquartered?

Accepted Answer

[Information not publicly available]

Question 4

Where does Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada operate?

Accepted Answer

Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada operates within Honduras, serving local communities through its cooperative financial services. Specific operational regions, branch locations, and geographic coverage within the country are not publicly documented.

Question 5

What services does Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada offer?

Accepted Answer

As a savings and credit cooperative, Unidad y Solidaridad Limitada provides core financial services to its members:

Savings Products: Various savings account options enabling members to accumulate capital, build financial security, and participate in the cooperative's economic activities through regular deposits.

Credit Services: Loans tailored to meet members' personal, family, and productive financing needs, with terms designed to support their economic development and improve their quality of life.

Cooperative Membership Benefits: Members enjoy ownership rights, participate in democratic governance through voting in general assemblies, and benefit from the cooperative's surplus distribution and social programs.

Question 6

What makes Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada unique?

Accepted Answer

The cooperative's name "Unidad y Solidaridad" (Unity and Solidarity) reflects its foundation on core cooperative values. Unity emphasizes the collective strength of members working together toward common goals, while solidarity represents the mutual support and social responsibility that characterizes the cooperative movement.

These principles distinguish Unidad y Solidaridad Limitada from commercial banks by prioritizing member welfare, democratic decision-making, and community development over profit maximization. Members are both owners and beneficiaries of the cooperative's services.

Question 7

What type of financial institution is Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada?

Accepted Answer

Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada is a Cooperativa de Ahorro y Crédito (Savings and Credit Cooperative), the Honduran institutional classification for member-owned financial cooperatives. These institutions are regulated by CONSUCOOP under the Ley de Cooperativas de Honduras (Law of Cooperatives of Honduras).

Cooperativas de ahorro y crédito in Honduras operate on internationally recognized cooperative principles including voluntary and open membership, democratic member control, member economic participation, autonomy and independence, education and training, cooperation among cooperatives, and concern for community. This structure emphasizes mutual self-help, equitable distribution of benefits, and social responsibility, distinguishing cooperatives from profit-driven commercial banks.

Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada

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About Cooperativa de Ahorro y Crédito Unidad y Solidaridad, Limitada in Honduras

Cooperativa de Ahorro y Crédito Unidad y Solida­ridad, Limitada