Question 1

What is Kreissparkasse Rottweil?

Accepted Answer

Kreissparkasse Rottweil is a regional savings bank serving the Rottweil district in Baden-Württemberg, Germany. As a medium-sized Sparkasse, it ranks 144th among German savings banks by balance sheet total, with assets of approximately 3.56 billion EUR as of 2024. The bank employs 450 staff members and operates 20 branch locations and self-service centers throughout the district.

Part of the Sparkassen-Finanzgruppe, the bank provides comprehensive retail and commercial banking services to individuals, small and medium-sized enterprises, and public institutions throughout the Rottweil district.

Question 2

When was Kreissparkasse Rottweil founded?

Accepted Answer

[Information not publicly available regarding the specific founding date of Kreissparkasse Rottweil.]

The bank has evolved over time to serve the Rottweil district, Germany's oldest town, with a long tradition of providing accessible financial services to the local community. The bank operates under the legal framework of Baden-Württemberg's savings bank legislation.

Question 3

Where is Kreissparkasse Rottweil headquartered?

Accepted Answer

Kreissparkasse Rottweil is headquartered in Rottweil, Baden-Württemberg, Germany. The main office is located at Königstraße 44, 78628 Rottweil.

Question 4

Where does Kreissparkasse Rottweil operate?

Accepted Answer

Kreissparkasse Rottweil operates throughout the Landkreis Rottweil in Baden-Württemberg, with the exception of the municipalities of Schiltach and Schenkenzell, which belong to the service area of Sparkasse Wolfach. The bank maintains 20 branches and self-service locations across the district.

The bank's service area is organized into three directorates: Rottweil, Schramberg, and Oberndorf/Sulz. This structure ensures comprehensive coverage of urban centers and rural communities throughout the district.

Question 5

What services does Kreissparkasse Rottweil offer?

Accepted Answer

Kreissparkasse Rottweil provides comprehensive universal banking services including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, and pension plans. The bank offers consumer loans, car loans, and mortgage loans for individuals, alongside commercial banking services for small and medium-sized enterprises.

The customer service center is available by phone at +49 741 242-0, with fax at +49 741 242-4009 and email at info@ksk-rw.de. The main office in Rottweil offers extensive hours: Monday and Thursday from 09:00 to 12:30 and 14:00 to 18:00; Tuesday, Wednesday, and Friday from 09:00 to 12:30 and 14:00 to 16:00. Personal advisory appointments can be scheduled Monday through Friday from 08:00 to 20:00 at all locations.

Digital banking services include online banking platforms and mobile applications accessible 24/7. Branch facilities feature comprehensive amenities including ATMs with deposit and withdrawal functions (notes only), account statement printers, payment terminals, coin counting machines, safe deposit boxes, foreign currency exchange services (with US dollars, British pounds, and Swiss francs regularly available), KfW student loans, day/night deposit safes, defibrillators, WiFi for customers, children's play computers, video advisory services for private customers, and internet terminals.

Accessibility features include wheelchair-accessible entrances, automatic door openers, wheelchair-accessible ATMs and terminals, disabled parking spaces, and visual impairment support systems for ATMs. The bank provides extensive self-service options including self-service safe deposit boxes and self-service terminals.

Through the Sparkassen-Finanzgruppe network, customers access building society products from Landesbausparkasse Baden-Württemberg, investment funds from DekaBank, insurance from Sparkassen-Versicherung, and leasing from Deutsche Leasing.

Question 6

What makes Kreissparkasse Rottweil unique?

Accepted Answer

Kreissparkasse Rottweil distinguishes itself through its service to Germany's oldest town and surrounding communities. With customer deposits of 2.55 billion EUR as of 2024 and an A+ credit rating from Fitch (high credit quality), the bank demonstrates strong financial stability and customer trust.

The bank maintains an extensive network of 20 locations organized into three regional directorates, ensuring personalized service throughout the geographically diverse Rottweil district. Its comprehensive branch facilities offer exceptional amenities, including foreign currency services, video advisory capabilities, and extensive self-service options.

As a member of the Institutional Protection Scheme of the Savings Banks Finance Group, deposits are protected up to 100,000 EUR per depositor, with additional institutional safeguards. The bank combines traditional banking values with modern technology, maintaining both personal customer relationships and comprehensive digital services.

The bank actively supports regional development, culture, sports, and social initiatives throughout the Rottweil district.

Question 7

What type of financial institution is Kreissparkasse Rottweil?

Accepted Answer

Kreissparkasse Rottweil is a Sparkasse (savings bank), organized as a public-law institution (Anstalt des öffentlichen Rechts). The bank operates under the Sparkassengesetz für Baden-Württemberg (Savings Bank Act for Baden-Württemberg) and the charter issued by the Kreistag (district council) of Landkreis Rottweil.

The Landkreis Rottweil serves as the bank's owner and guarantor. The bank's governance structure includes a management board (Vorstand), an administrative council (Verwaltungsrat), and a credit committee (Kreditausschuss). As a Sparkasse, it functions as a universal bank with a public service mandate to promote regional economic development and serve the common good, distinguishing it from profit-maximizing commercial banks.

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About Kreissparkasse Rottweil in Germany

Kreiss­parkas­se Rottweil