Moon Banking

ZA Bank

in Hong Kong 🇭🇰

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About ZA Bank in Hong Kong

ZA Bank is Hong Kong's first and largest virtual bank, operating as a fully digital, mobile-first financial institution with no physical branches. Licensed by the Hong Kong Monetary Authority in March 2019, ZA Bank launched its retail services in March 2020, making it the first fully-operating virtual bank in Hong Kong. As of mid-2025, the bank serves over one million users, representing approximately 13% of Hong Kong's bankable population, and holds the leading position among Hong Kong's eight virtual banks in terms of customer deposits, loan advances, and user base.

ZA Bank is a subsidiary of ZA Global (ZhongAn Technologies International Group Limited), which was established in December 2017 by ZhongAn Online P&C Insurance Co., Ltd., China's first online-only insurtech company.

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ZA Bank (Hong Kong) Profile & Reviews