Question 1

What is Cooperativa Mixta Marinos Profesionales Compañía Ibérica Hondureña, Limitada?

Accepted Answer

Cooperativa Mixta Marinos Profesionales Compañía Ibérica Hondureña, Limitada is a mixed cooperative financial institution in Honduras that serves professional maritime workers and seafarers. As a mixed cooperative, it combines multiple cooperative functions to provide both financial services and support to its members.

The cooperative operates under the supervision of CONSUCOOP (Consejo Nacional Supervisor de Cooperativas), Honduras's national cooperative supervisory council. It is registered in the National Registry of Cooperatives and adheres to the Honduran Cooperative Law and its regulations.

Question 2

When was Cooperativa Mixta Marinos Profesionales Compañía Ibérica Hondureña, Limitada founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa Mixta Marinos Profesionales Compañía Ibérica Hondureña, Limitada headquartered?

Accepted Answer

The cooperative's specific headquarters location is not publicly disclosed. As a registered cooperative in Honduras, it operates under the jurisdiction of CONSUCOOP and maintains registration within the Honduran cooperative system.

Question 4

Where does Cooperativa Mixta Marinos Profesionales Compañía Ibérica Hondureña, Limitada operate?

Accepted Answer

The cooperative operates within Honduras, serving the maritime professional community throughout the country. Honduras has a significant maritime workforce, with seafarers employed on cruise ships and merchant vessels under various flags.

The institution serves members who work in Honduras's coastal regions and ports, including those along the Caribbean coast (such as Puerto Cortés, La Ceiba, Roatán, and Puerto Lempira) and Pacific coast (including San Lorenzo and Amapala).

Question 5

What services does Cooperativa Mixta Marinos Profesionales Compañía Ibérica Hondureña, Limitada offer?

Accepted Answer

As a mixed cooperative, the institution likely provides multiple types of services to its members:

Financial Services: The cooperative may offer savings accounts, credit facilities, and other financial products designed for maritime professionals who often work aboard vessels for extended periods.

Member Support: Services tailored to the unique needs of seafarers, who may require flexible banking arrangements due to their time at sea and irregular work schedules.

Cooperative Benefits: Members participate democratically in the governance of the cooperative and may receive patronage refunds based on their use of cooperative services, following cooperative principles of equitable distribution.

The cooperative operates without a public website, conducting its services through traditional in-person channels.

Question 6

What makes Cooperativa Mixta Marinos Profesionales Compañía Ibérica Hondureña, Limitada unique?

Accepted Answer

The cooperative's focus on professional maritime workers distinguishes it from general-purpose financial cooperatives in Honduras. Maritime professionals face unique financial challenges, including:

Extended Work Periods Abroad: Seafarers often spend months at sea on international vessels, requiring specialized banking arrangements.

International Employment: Many Honduran maritime workers are employed by international shipping companies and cruise lines, creating unique remittance and currency exchange needs.

Regulatory Framework: The cooperative serves a workforce regulated by both the Dirección General de Marina Mercante (Merchant Marine Directorate) and international maritime labor conventions, including the Maritime Labour Convention ratified by Honduras in 2016.

The cooperative model provides mutual aid and democratic governance specifically adapted to the maritime professional community.

Question 7

What type of financial institution is Cooperativa Mixta Marinos Profesionales Compañía Ibérica Hondureña, Limitada?

Accepted Answer

Cooperativa Mixta Marinos Profesionales Compañía Ibérica Hondureña, Limitada is classified as a mixed cooperative (cooperativa mixta) under Honduran law. Mixed cooperatives in Honduras can combine multiple cooperative functions within a single organization.

The institution operates under the Honduran Cooperative Law (Ley de Cooperativas de Honduras), reformed by Legislative Decrees 174-2013 and 146-2019. As a registered cooperative, it adheres to cooperative principles including voluntary membership, democratic governance, equitable economic participation, and member education.

Cooperatives in Honduras are supervised by CONSUCOOP, a decentralized autonomous state institution with its own patrimony, responsible for enforcing cooperative legislation and controlling cooperative entities throughout the country. The regulatory framework ensures cooperatives maintain transparency, honesty, and accountability to their members.

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Cooperativa Mixta Marinos Profes­ionales Compañía Ibérica Hondureña, Limitada