Question 1

What is Bank Spółdzielczy w Jutrosinie?

Accepted Answer

Bank Spółdzielczy w Jutrosinie is a local cooperative bank operating in Poland. Located in the Greater Poland Voivodeship (Wielkopolskie), it serves the town of Jutrosin and surrounding areas, providing comprehensive banking services to individual customers, businesses, farmers, and local institutions.

The bank is affiliated with Spółdzielcza Grupa Bankowa (SGB Bank) as part of the SGB banking group, one of Poland's two major cooperative banking networks. It operates as a credit institution regulated by the Polish Financial Supervision Authority (PFSA) and participates in the Polish Deposit Guarantee Scheme (BFG).

Question 2

When was Bank Spółdzielczy w Jutrosinie founded?

Accepted Answer

Bank Spółdzielczy w Jutrosinie was founded in 1863, making it one of the oldest cooperative financial institutions in Poland. Its establishment predates the modern Polish state, having been founded during the period when Poland was partitioned among Prussia, Austria, and Russia.

The bank has operated continuously for over 160 years, surviving dramatic political and economic changes including the partitions, both World Wars, the communist era, and the transformation to modern democratic Poland. This remarkable longevity demonstrates the resilience and importance of cooperative banking to the local community.

Question 3

Where is Bank Spółdzielczy w Jutrosinie headquartered?

Accepted Answer

The bank is headquartered at Rynek 18 in Jutrosin, a town in the Rawicki district of the Greater Poland Voivodeship in western Poland. The bank's location in the town's market square (Rynek) reflects its central role in the community.

Question 4

Where does Bank Spółdzielczy w Jutrosinie operate?

Accepted Answer

Bank Spółdzielczy w Jutrosinie operates primarily in Jutrosin and the surrounding areas within the Greater Poland Voivodeship. As a local cooperative bank, it focuses on serving its immediate geographic community and the rural areas of the Rawicki district.

The bank's operational area reflects the traditional cooperative banking model in Poland, where institutions maintain deep roots in their local communities rather than pursuing regional or national expansion.

Question 5

What services does Bank Spółdzielczy w Jutrosinie offer?

Accepted Answer

Bank Spółdzielczy w Jutrosinie offers traditional banking services tailored to its local community:

Deposit Services: Current accounts, savings accounts, and term deposits for individuals and businesses.

Credit Services: Personal loans, agricultural loans, business financing, mortgage loans, and specialized lending products for local residents and enterprises.

Payment Services: Domestic transfers, payment processing, and bill payment services.

Business Banking: Account services, financing solutions, and cash management for local businesses and agricultural enterprises.

Additional Services: Banking advisory services, account management, and financial products designed for the needs of a rural and small-town community.

The bank maintains regular business hours Monday through Friday from 8:00 to 15:45, providing personalized service through direct customer contact.

Question 6

What makes Bank Spółdzielczy w Jutrosinie unique?

Accepted Answer

Bank Spółdzielczy w Jutrosinie stands out as one of Poland's oldest continuously operating cooperative banks, with its founding in 1863 placing it among the pioneers of Polish cooperative finance. This 160+ year history represents an extraordinary continuity of service to the Jutrosin community.

The bank's survival through Poland's tumultuous history—including the partitions, both World Wars, and communist rule—demonstrates the fundamental importance and resilience of cooperative banking principles. Its endurance reflects the deep trust and relationship between the institution and generations of local families.

As part of Spółdzielcza Grupa Bankowa (SGB), the bank combines its historical legacy with modern banking infrastructure and security standards, offering customers both the stability of tradition and the benefits of contemporary banking technology.

The bank's location in the town's historic market square symbolizes its integral role in Jutrosin's economic and social fabric for over a century and a half.

Question 7

What type of financial institution is Bank Spółdzielczy w Jutrosinie?

Accepted Answer

Bank Spółdzielczy w Jutrosinie is classified as a credit institution (CRD_CRE_INS) under European banking regulations. In Poland, it operates specifically as a bank spółdzielczy (cooperative bank).

Cooperative banks in Poland are member-owned universal banks operating on cooperative principles dating back to the mid-19th century pioneers Hermann Schulze-Delitzsch and Friedrich Wilhelm Raiffeisen. They provide full banking services while prioritizing member and community needs over profit maximization.

The bank is supervised by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego - KNF) and complies with Polish banking law and EU banking directives. As part of SGB's network, it participates in one of Poland's two major cooperative banking consolidation systems alongside Grupa BPS.

Bank Spółdzielczy w Jutrosinie

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About Bank Spółdzielczy w Jutrosinie in Poland

Bank Spółdz­ielczy w Jutrosinie