Question 1

What is Sparkasse Pfullendorf-Messkirch?

Accepted Answer

Sparkasse Pfullendorf-Messkirch is a regional savings bank (Sparkasse) headquartered in Baden-Württemberg, Germany. It is a public-law institution that specializes in retail banking for individuals, small and medium-sized enterprises, and public institutions. As of 2023, the bank ranked as the 317th largest savings bank in Germany with total assets of approximately 1.04 billion euros.

The bank is part of the Sparkassen-Finanzgruppe, Germany's largest banking group, and is regulated by the European Banking Authority (EBA) with authorization granted on April 13, 2015. It operates under the competent authority of the German Federal Financial Supervisory Authority (BaFin).

Question 2

When was Sparkasse Pfullendorf-Messkirch founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Sparkasse Pfullendorf-Messkirch headquartered?

Accepted Answer

Sparkasse Pfullendorf-Messkirch is headquartered in Pfullendorf, a city in the Sigmaringen district of Baden-Württemberg in southwestern Germany. The main regional office is located at Bahnhofstraße 14, 88630 Pfullendorf.

Question 4

Where does Sparkasse Pfullendorf-Messkirch operate?

Accepted Answer

The bank operates throughout the Sigmaringen district and surrounding areas in Baden-Württemberg. It maintains 14 branches and self-service centers across its service region, with major offices in Pfullendorf and Messkirch (located at Conradin-Kreutzer-Straße 21, 88605 Messkirch).

The bank adheres to the Regional Principle (Regionalprinzip) established in German savings bank legislation, which limits its operations to its designated geographical territory within Baden-Württemberg.

Question 5

What services does Sparkasse Pfullendorf-Messkirch offer?

Accepted Answer

Sparkasse Pfullendorf-Messkirch offers comprehensive retail banking services including:

Accounts and Payment Services: Current accounts, debit cards, credit cards, and digital banking services through online and mobile platforms.

Savings Products: Savings accounts, time deposit accounts, and investment products for wealth building.

Lending Services: Consumer loans, car loans, and mortgage loans to support personal and business financing needs.

Specialized Services: Pension planning, insurance products, investment advisory services, and safe deposit boxes available at select branches.

Digital Services: Online banking platforms and 24/7 self-service centers with ATMs offering deposit and withdrawal functions.

The bank's customer service center is available Monday through Friday from 8:00 AM to 5:00 PM (extended hours on Thursdays until 5:30 PM) at +49 7552 263-333.

Question 6

What makes Sparkasse Pfullendorf-Messkirch unique?

Accepted Answer

Sparkasse Pfullendorf-Messkirch distinguishes itself through its deep community commitment and local focus. As a public-law savings institution, the bank prioritizes sustainable local economic development and community prosperity over profit maximization, maintaining a conservative risk management approach.

The bank holds a strong credit rating from Fitch with a long-term rating of A+ (high credit quality), reflecting its financial stability and sound management. It participates in the Institutional Protection Scheme of the Savings Banks Finance Group, providing additional security for customers.

Additionally, deposits up to 100,000 euros are fully protected under Germany's deposit guarantee scheme (Einlagensicherungsfonds der Sparkassen - DSGVH), ensuring customer deposit security.

Question 7

What type of financial institution is Sparkasse Pfullendorf-Messkirch?

Accepted Answer

Sparkasse Pfullendorf-Messkirch is classified as a Sparkasse, which is a public-law credit institution (Anstalt des öffentlichen Rechts) in Germany. This institution type is unique to the German and some other continental European banking systems.

Sparkassen are member institutions of the Sparkassen-Finanzgruppe and are governed by state-level banking laws specific to each German state (Sparkassengesetz). They are owned by their sponsoring entities (Träger) and operate under the Regional Principle, ensuring they serve their local communities with stable, locally-accountable banking services. Unlike commercial banks, Sparkassen reinvest profits back into their communities rather than distributing them to external shareholders.

Question 8

How large is Sparkasse Pfullendorf-Messkirch?

Accepted Answer

As of 2023, Sparkasse Pfullendorf-Messkirch reported financial figures that reflect its position as a regional banking institution. The bank's total assets reached 1,043 million euros with customer deposits of approximately 743 million euros and customer loans of about 650 million euros. It employs 139 staff members across its 14 branches and self-service locations, serving thousands of customers throughout the Sigmaringen district.

Sparkasse Pfullendorf-Messkirch

in Germany 🇩🇪

Crypto-Friendliness

All done!

About Sparkasse Pfullendorf-Messkirch in Germany

Sparkasse Pfulle­ndorf-­Messki­rch