MCPEC (Mouvement des Caisses Populaires d'Épargne et de Crédit)

MCPEC (Mouvement des Caisses Populaires d'Épargne et de Crédit) is a credit union network operating in Niger. It is one of the country's largest decentralized financial systems, serving lower-middle and low-income populations across both urban and rural areas. As a member-owned cooperative financial institution, MCPEC provides savings and credit services to its members, focusing on financial inclusion for underserved communities.

The institution operates as a network of individual credit unions (caisses populaires) that mobilize local savings and extend credit to their members. MCPEC is classified as a large-scale decentralized financial system (Système Financier Décentralisé - SFD) and is regulated by the Agence de Régulation du Secteur de la Microfinance (ARSM) and supervised by the Commission Bancaire de l'UMOA.