Question 1

What is InfiHuila?

Accepted Answer

InfiHuila (Instituto Financiero para el Desarrollo del Huila) is a public development financial institution in Colombia specializing in regional development financing. As a decentralized public entity of the departmental order, InfiHuila serves as the financial development bank for the Huila department and extends its services throughout the southern Colombian region.

The institution operates with the mission of promoting economic and social development through financing services, resource administration, and business support to the productive sector. With 52 years of operational history, InfiHuila holds an AA+ credit rating from Value and Risk Rating, reflecting strong payment capacity and financial stability.

Question 2

When was InfiHuila founded?

Accepted Answer

InfiHuila was originally founded in 1972 as IDEHUILA (Instituto de Desarrollo Municipal del Huila) through Departmental Ordinance No. 001 of 1972. The institute was created by the departmental government to address the urgent need for municipal development financing in the Huila region.

The institution underwent a significant transformation in August 1996 through Ordinance No. 054, when IDEHUILA was restructured and renamed as INFIHUILA (Instituto Financiero para el Desarrollo del Huila), establishing it as a development bank for the department. Further modernization occurred in 2004 through Decree-Ordinance No. 1372, which updated the institution's basic statute and strengthened its role as a financial entity focused on regional development rather than direct project execution.

Question 3

Where is InfiHuila headquartered?

Accepted Answer

InfiHuila is headquartered in Neiva, the capital city of the Huila department in Colombia. The main office is located at Calle 10 No. 5-05, occupying floors 3 and 4 of the InfiHuila building in downtown Neiva.

The institution maintains business hours Monday through Thursday from 7:00 AM to 12:00 PM and 2:00 PM to 6:00 PM, with Friday hours from 7:00 AM to 12:00 PM and 2:00 PM to 5:00 PM.

Question 4

Where does InfiHuila operate?

Accepted Answer

InfiHuila primarily operates throughout the entire Huila department, serving all 37 municipalities within the region. The institution's operational mandate extends beyond Huila to include other departments throughout Colombia, with particular focus on the southern Colombian region (región surcolombiana).

The institution's vision by 2030 is to consolidate its position as the leading development financial institution in the southern Colombian region. InfiHuila is part of Asoinfis, a national association that spans more than 560 municipalities across Colombia, serving approximately 22 million Colombians through various development financing programs.

Question 5

What services does InfiHuila offer?

Accepted Answer

InfiHuila offers comprehensive financial services tailored to public entities and the productive sector. The institution provides several credit lines including development credits (créditos de fomento) for long-term projects aligned with territorial development plans, treasury credits (créditos de tesorería) to address temporary liquidity needs of territorial entities, and invoice and act discounting services (descuentos de actas y facturas) for public contractors.

Beyond credit services, InfiHuila administers special funds and manages intergovernmental agreements, particularly for infrastructure projects. The institution also provides business advisory services (acompañamiento empresarial) to strengthen the regional productive sector.

Since achieving special surveillance status by the Superintendencia Financiera de Colombia in July 2025, InfiHuila has expanded capabilities to include administering liquidity surpluses of municipalities and decentralized entities, directly collecting departmental revenues such as taxes and stamps, and accessing rediscount resources from national entities including Findeter, Finagro, and Bancóldex.

Question 6

What makes InfiHuila unique?

Accepted Answer

InfiHuila distinguishes itself as one of only five development financial institutions in Colombia under the special surveillance regime of the Superintendencia Financiera de Colombia, joining IDEA (Antioquia), INFIVALLE (Valle del Cauca), INFICALDAS (Caldas), and INFIMANIZALES (Manizales). This exclusive status, achieved in July 2025, provides enhanced credibility and operational capabilities that set it apart from the other 10 development institutes in the country.

The institution maintains an AA+ long-term debt rating and VrR 1+ short-term debt rating from Value and Risk Rating, demonstrating exceptional financial health. InfiHuila has held ISO 9001 quality certification since 2007, upgrading to ISO 9001:2015 in 2017, reflecting its commitment to continuous improvement and risk-based management.

InfiHuila operates entirely with its own resources for credit placement, maintaining no financial debt, which provides autonomy in liquidity management and favorable profitability margins. The institution maintains a solvency level of 117.53%, significantly exceeding the 9% minimum required by the Superintendencia Financiera for supervised credit entities.

Question 7

What type of financial institution is InfiHuila?

Accepted Answer

InfiHuila is classified as an Instituto Financiero de Desarrollo (Development Financial Institution or INFI), a specific type of public financial institution recognized in Colombia's regulatory framework. These entities are decentralized public establishments at the departmental level with legal personality, administrative autonomy, and independent assets.

As a development bank (banco de fomento), InfiHuila operates primarily as a second-tier bank focused on financing infrastructure, public services, and productive sector development rather than traditional retail banking services. The institution is attached to the Secretaría de Hacienda (Treasury Department) of Huila and serves as the financial arm of the departmental government for economic and social development initiatives.

Question 8

What is InfiHuila's relationship with the Huila department government?

Accepted Answer

InfiHuila maintains a close institutional relationship with the Huila department government as a decentralized entity attached to the Secretaría de Hacienda Departamental. The institution benefits from strong patrimonial backing from the department, with the departmental government represented on InfiHuila's Board of Directors, currently chaired by Governor Rodrigo Villalba Mosquera.

Historically, approximately 80% of InfiHuila's net profits have been capitalized back into the institution, strengthening its financial position while maintaining alignment with departmental development priorities. The institution administers special funds on behalf of the department and structures financing operations that directly support departmental development plans.

Question 9

What major projects has InfiHuila financed?

Accepted Answer

InfiHuila has financed numerous critical infrastructure and service projects throughout its history. Notable examples include financing for the Terminal de Transportes de Neiva (Neiva Transportation Terminal), where InfiHuila provided a credit of $2,600 million in 2017 for the Regional Module construction, benefiting over 2,000 daily users and 12 transportation companies, plus an additional $1,000 million credit line during the COVID-19 pandemic.

The institution has supported Surcolombiana de Gas S.A. E.S.P. with over $10,700 million in credits since the company's creation in 2004, contributing to gas service consolidation across much of Huila. For Las Ceibas Empresas Públicas de Neiva E.S.P., InfiHuila has provided more than $30,000 million in credits for sewerage network replacement, benefiting over 75,000 people in Neiva.

Throughout its early decades, InfiHuila financed basic infrastructure including aqueducts, sewerage systems, public markets, and public lighting maintenance across Huila municipalities, significantly improving quality of life for thousands of residents.

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