Question 1

What is RosDorBank?

Accepted Answer

RosDorBank is a Russian commercial bank with a specialized focus on the road construction and infrastructure development sector. Founded as one of Russia's first private industry-focused banks, RosDorBank provides comprehensive banking services to both corporate clients and individuals, while maintaining deep expertise in financing road construction and infrastructure projects. The bank ranks 79th by assets among Russian banks.

Question 2

When was RosDorBank founded?

Accepted Answer

RosDorBank was founded in September 1991 by a group of road construction industry enterprises. Originally established as the Russian Road Bank (Российский дорожный банк), the bank received its banking license number 1573 on September 25, 1991. In 1995, the bank obtained a general license from the Central Bank of Russia to conduct full banking operations.

Question 3

Where is RosDorBank headquartered?

Accepted Answer

RosDorBank is headquartered in Moscow, Russia, at 86 Dubininskaya Street, 115093. The bank's head office coordinates operations across its regional network and serves as the center for its specialized infrastructure financing activities.

Question 4

Where does RosDorBank operate?

Accepted Answer

RosDorBank operates across Russia through its network of branches and offices. The bank maintains two regional branches: the Krasnodar Branch (opened in September 2007) located at 41 Ordzhonikidze Street, Krasnodar, 350000, and the Saint Petersburg Branch (opened in March 2010) located at 37a 4th Sovetskaya Street, building A, Saint Petersburg, 191024.

The bank's head office in Moscow serves clients throughout the Moscow region and coordinates nationwide operations.

Question 5

What services does RosDorBank offer?

Accepted Answer

RosDorBank offers a full spectrum of banking services to corporate and retail clients. For corporate clients, the bank specializes in project financing for infrastructure development, particularly road construction projects, and provides working capital loans, banking guarantees, and comprehensive cash management services.

For retail customers, RosDorBank provides deposit accounts, consumer loans, mortgage lending, bank cards from international payment systems, and remote banking services through its internet banking platform and mobile application (launched in 2015). The bank is a participant in the deposit insurance system (certificate number 735) and offers foreign currency exchange services.

The bank has developed specialized leasing programs for road construction equipment and machinery, combining its banking and industry expertise. Digital services include distance banking for corporate clients and a mobile application for retail customers.

Question 6

What makes RosDorBank unique?

Accepted Answer

RosDorBank's unique position stems from its specialized expertise in the road construction and infrastructure development sector. The bank possesses deep understanding of infrastructure project financing, risk assessment for construction projects, and the specific cash flow characteristics of road building enterprises.

The bank actively participates in state programs for road infrastructure development, positioning itself as both a financial partner and technological consultant to its clients. RosDorBank has developed proprietary financial instruments specifically designed for participants throughout the road construction value chain, from equipment suppliers to construction companies and maintenance operators.

The bank has also been innovative in applying advanced technologies, including blockchain for tender transparency (implemented in 2017) and artificial intelligence for infrastructure project risk assessment (introduced in 2022).

Question 7

What type of financial institution is RosDorBank?

Accepted Answer

RosDorBank is a universal commercial bank (универсальный коммерческий банк) operating under a universal license from the Central Bank of Russia (registration number 1573). While classified as a universal bank with full banking powers, RosDorBank maintains a distinctive industry-focused business model, operating as a specialized sectoral bank with particular expertise in road construction and infrastructure development financing.

RosDorBank

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About RosDorBank in Russia