Question 1

What is Powiatowy Bank Spółdzielczy w Opolu Lubelskim?

Accepted Answer

Powiatowy Bank Spółdzielczy w Opolu Lubelskim is a regional cooperative bank serving the Lubelskie region of Poland. As a locally-focused financial institution with deep roots in the community, it provides comprehensive banking services to individual customers, businesses, and agricultural enterprises in the Opole Lubelskie county area. The bank operates as part of Poland's extensive cooperative banking network.

Question 2

When was Powiatowy Bank Spółdzielczy w Opolu Lubelskim founded?

Accepted Answer

The bank was authorized by Polish financial authorities on November 29, 2019, as registered in the European Banking Authority records. However, cooperative banking in the Opole Lubelskie area has historical roots dating back to the early 20th century. The institution represents the continuation of Poland's longstanding tradition of cooperative financial services in rural and regional communities.

Question 3

Where is Powiatowy Bank Spółdzielczy w Opolu Lubelskim headquartered?

Accepted Answer

The bank is headquartered in Opole Lubelskie, Poland. The historic town is located in the Lubelskie voivodeship in eastern Poland.

Question 4

Where does Powiatowy Bank Spółdzielczy w Opolu Lubelskim operate?

Accepted Answer

Powiatowy Bank Spółdzielczy w Opolu Lubelskim operates primarily in the Lubelskie region, focusing on Opole Lubelskie and surrounding communities. The bank maintains a local presence to serve the financial needs of residents, farmers, and businesses in the county. As a cooperative bank, it concentrates on providing accessible banking services to its regional membership base.

Question 5

What services does Powiatowy Bank Spółdzielczy w Opolu Lubelskim offer?

Accepted Answer

The bank provides a full range of retail banking services including personal accounts, savings products, consumer loans, and payment cards. For business clients, it offers commercial accounts, working capital financing, and cash management services. Agricultural lending is a key focus area given the region's farming community.

Digital banking services include online banking platforms and mobile applications for convenient account access. The bank also provides foreign exchange services and participates in Poland's cooperative banking lottery programs.

Question 6

What makes Powiatowy Bank Spółdzielczy w Opolu Lubelskim unique?

Accepted Answer

As a cooperative bank, Powiatowy Bank Spółdzielczy w Opolu Lubelskim is owned by its members and operates with a community-focused mission. This structure ensures that profits are reinvested locally and decisions prioritize the needs of local stakeholders over external shareholders. The bank's intimate knowledge of the regional economy, particularly agriculture, allows it to tailor products specifically for local requirements.

Its membership in the Bank Polskiej Spółdzielczości (BPS) network provides access to broader banking infrastructure while maintaining local autonomy. The bank benefits from Polish capital guarantees and participates in the Polish Bank Guarantee Fund (BFG) for deposit protection.

Question 7

What type of financial institution is Powiatowy Bank Spółdzielczy w Opolu Lubelskim?

Accepted Answer

Powiatowy Bank Spółdzielczy w Opolu Lubelskim is a bank spółdzielczy (cooperative bank), which is a specific type of credit institution under Polish banking law. Cooperative banks in Poland are member-owned institutions that operate under the cooperative principles of democratic governance and mutual benefit. They are regulated by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego) and supervised under the framework of the European Banking Authority as credit institutions.

Powiatowy Bank Spółdzielczy w Opolu Lubelskim

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About Powiatowy Bank Spółdzielczy w Opolu Lubelskim in Poland

Powiatowy Bank Spółdz­ielczy w Opolu Lubelskim