Question 1

What is Cooperativa Mixta Honducoop Limitada?

Accepted Answer

Cooperativa Mixta Honducoop Limitada is a mixed cooperative financial institution operating in Honduras. As a "cooperativa mixta" (mixed cooperative), it is structured to provide multiple services to its members, potentially combining savings and credit services with other community-focused activities.

The cooperative operates within Honduras' robust cooperative sector, which comprises over 2,500 cooperatives contributing approximately 5% to the country's GDP. Mixed cooperatives in Honduras are specifically defined under Article 51 of the Ley de Cooperativas de Honduras (Cooperative Law of Honduras) as entities that establish multiple activities in their statutes.

Question 2

When was Cooperativa Mixta Honducoop Limitada founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa Mixta Honducoop Limitada headquartered?

Accepted Answer

[Information not publicly available]

The institution is registered with CONSUCOOP (Consejo Nacional Supervisor de Cooperativas), the National Supervisory Council of Cooperatives in Honduras, which serves as the autonomous regulatory and supervisory body for all cooperatives in the country.

Question 4

Where does Cooperativa Mixta Honducoop Limitada operate?

Accepted Answer

Cooperativa Mixta Honducoop Limitada operates within Honduras, serving local communities in accordance with the cooperative principles established by Honduran cooperative law.

The institution's operations are focused on serving its members within the country, as cooperatives in Honduras are designed to address the economic, social, and cultural needs of their affiliated members and surrounding communities.

Question 5

What services does Cooperativa Mixta Honducoop Limitada offer?

Accepted Answer

As a mixed cooperative, Cooperativa Mixta Honducoop Limitada can offer a combination of financial and non-financial services to its members, which may include:

Financial Services: Savings accounts, credit facilities, and other financial intermediation services typical of cooperatives in Honduras.

Member Services: Services designed to improve the economic and social conditions of cooperative members and their families.

Community Development: Programs aligned with cooperative values of mutual aid, responsibility, democracy, and social solidarity.

The specific service portfolio depends on the activities established in the cooperative's statutes, as mixed cooperatives are authorized to provide multiple types of services under a single organizational structure.

Question 6

What makes Cooperativa Mixta Honducoop Limitada unique?

Accepted Answer

Cooperativa Mixta Honducoop Limitada operates as a member-owned financial institution governed by democratic principles, where each member has equal voting rights regardless of their contribution size.

The cooperative adheres to the seven cooperative values established in Honduras: mutual aid, responsibility, democracy, equity, equality of rights, solidarity, and transparency. These values distinguish cooperatives from commercial banks by prioritizing member welfare over profit maximization.

As a mixed cooperative, the institution has the flexibility to serve multiple member needs within a single organizational framework, potentially offering a more comprehensive approach to community financial and social development than specialized cooperatives.

Question 7

What type of financial institution is Cooperativa Mixta Honducoop Limitada?

Accepted Answer

Cooperativa Mixta Honducoop Limitada is classified as a Cooperativa Mixta (Mixed Cooperative) under Honduran law. This designation falls under the broader category of first-grade cooperatives (cooperativas de primer grado), which are composed of individual natural or legal persons who are not-for-profit entities.

Mixed cooperatives are specifically defined under Article 51 of the Ley de Cooperativas de Honduras and are distinguished by their ability to establish multiple activities as their principal objective. This differentiates them from specialized cooperatives that focus on a single activity such as savings and credit, production, or consumption.

The institution is supervised by CONSUCOOP, which assumed the supervisory role for the cooperative sector in 2016 following reforms to Honduras' cooperative regulations. CONSUCOOP is responsible for enforcing cooperative legislation and maintaining the Registro Nacional de Cooperativas (National Cooperative Registry).

Cooperativa Mixta Honducoop Limitada

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About Cooperativa Mixta Honducoop Limitada in Honduras