Question 1

What is Cooperativa Mixta Nuestro Porvenir Limitada?

Accepted Answer

Cooperativa Mixta Nuestro Porvenir Limitada is a mixed cooperative (cooperativa mixta) operating in Honduras. The name "Nuestro Porvenir" translates to "Our Future," reflecting the cooperative's mission to support the future economic and social well-being of its members.

As a mixed cooperative, it can provide multiple types of services including savings and credit facilities, production support, and consumer services to its member base. The institution is registered with CONSUCOOP (Consejo Nacional Supervisor de Cooperativas), Honduras's autonomous national regulatory body for cooperative supervision and control.

Question 2

When was Cooperativa Mixta Nuestro Porvenir Limitada founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa Mixta Nuestro Porvenir Limitada headquartered?

Accepted Answer

The cooperative is headquartered in Honduras. Specific location details within the country are not publicly available.

Question 4

Where does Cooperativa Mixta Nuestro Porvenir Limitada operate?

Accepted Answer

Cooperativa Mixta Nuestro Porvenir Limitada operates within Honduras, serving its local community and cooperative members. As a first-grade cooperative (primer grado), it operates at the grassroots level, directly serving individual members rather than functioning as a federation of other cooperatives.

Question 5

What services does Cooperativa Mixta Nuestro Porvenir Limitada offer?

Accepted Answer

As a mixed cooperative, Cooperativa Mixta Nuestro Porvenir Limitada likely offers a range of services to its members, which may include:

Financial Services: Savings accounts and credit facilities enabling members to build financial security and access affordable financing for personal and productive activities.

Member Benefits: Various cooperative services designed to meet the economic, social, and cultural needs of the member community, operating under democratic governance principles.

The cooperative operates according to the core values established by CONSUCOOP, including mutual aid, responsibility, democracy, equity, equality of rights, solidarity, honesty, transparency, social responsibility, and concern for the welfare of others.

Question 6

What makes Cooperativa Mixta Nuestro Porvenir Limitada unique?

Accepted Answer

Cooperativa Mixta Nuestro Porvenir Limitada is part of Honduras's vibrant cooperative movement, which collectively mobilizes over 33 billion lempiras in assets and represents approximately 8% of the national financial system.

The cooperative operates on democratic principles where each member has an equal vote in decision-making processes, regardless of their financial contribution. This ensures that the institution remains focused on serving member needs rather than maximizing profits for external shareholders.

As a CONSUCOOP-supervised entity, the cooperative adheres to prudential regulations and supervisory standards designed to ensure financial stability and protect member interests. The cooperative model promotes financial inclusion in communities where access to traditional banking services may be limited or unavailable.

Question 7

What type of financial institution is Cooperativa Mixta Nuestro Porvenir Limitada?

Accepted Answer

Cooperativa Mixta Nuestro Porvenir Limitada is a Cooperativa Mixta (Mixed Cooperative), a distinct category of financial cooperative recognized under Honduran cooperative legislation.

Mixed cooperatives in Honduras are authorized to combine multiple cooperative functions within a single organizational structure. This flexibility allows the institution to respond to diverse member needs, potentially combining savings and credit services with production, consumption, or other cooperative activities.

The institution operates under the Cooperatives Law of Honduras (Decree 65-87 and subsequent reforms, including Decree 174-2013 and Decree 146-2019) and is supervised by CONSUCOOP. As a first-grade cooperative, it maintains direct membership relationships with individuals who have voluntarily joined together to address their common economic and social needs through a jointly owned and democratically controlled enterprise.

Cooperativa Mixta Nuestro Porvenir Limitada

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About Cooperativa Mixta Nuestro Porvenir Limitada in Honduras