Ardshinbank

Ardshinbank is the leading universal bank in Armenia, offering a comprehensive range of financial services including retail banking, commercial banking, investment banking, and private wealth solutions. With over 385,000 customers served by more than 1,700 employees, the bank operates the largest branch network in the country with 65 branches across Armenia.

The bank maintains a representative office in Paris, France, extending its reach beyond Armenian borders. Ardshinbank is the only private entity in Armenia with credit ratings from three major international rating agencies—S&P Global Ratings (BB- Stable), Moody's (Ba3 Stable), and Fitch (BB- Stable)—all at sovereign level.

It is also the only non-sovereign entity from Armenia to have issued RegS/144A public Eurobonds in international capital markets, demonstrating its strong position in both domestic and international financial markets.