UTB (Union Togolaise de Banque)

Union Togolaise de Banque (UTB) is a universal bank and one of the key institutions in Togo's banking system. As a state-owned bank, UTB actively participates in financing the national economy, providing comprehensive banking services to individuals, businesses, and government entities across Togo. The bank maintains 41 service points distributed throughout the country's five economic regions.

UTB has established itself as a trusted banking partner with a significant market presence and extensive branch network. The institution serves several thousand clients with a full range of retail, corporate, and commercial banking products, supported by both traditional branch services and modern digital banking platforms.