Question 1

What is Raiffeisenbank Singoldtal?

Accepted Answer

Raiffeisenbank Singoldtal is a local cooperative bank serving the Singoldtal valley region in Bavaria, Germany. The bank serves communities including Hurlach, Langerringen, Igling, and Raisting in the districts of Landsberg am Lech, Augsburg, and Weilheim-Schongau. With approximately €237 million in total assets (2021), it represents the traditional German cooperative banking model adapted to serve a defined rural and suburban region in southwestern Bavaria. As a member of the Volksbanken Raiffeisenbanken network, it provides comprehensive financial services while maintaining strong local roots.

Question 2

When was Raiffeisenbank Singoldtal founded?

Accepted Answer

The oldest constituent institution was founded on September 11, 1899, in Hurlach, making the banking tradition in the region over 125 years old.

The bank in its current form as Raiffeisenbank Singoldtal was created in 2000 through the merger of Raiffeisenbank Igling-Hurlach (based in Hurlach) with Raiffeisenbank Langerringen (based in Langerringen). This followed earlier consolidations: in 1982, Raiffeisenbank Hurlach merged with Raiffeisenbank Igling-Holzhausen to form Raiffeisenbank Igling-Hurlach. Most recently, in 2023, Raiffeisenbank Singoldtal merged with Raiffeisenbank Raisting (based in Raisting), further strengthening the regional institution. These successive mergers created a more substantial bank capable of serving the valley region comprehensively while maintaining cooperative principles.

Question 3

Where is Raiffeisenbank Singoldtal headquartered?

Accepted Answer

The bank is headquartered at Bahnhofstraße 9, 86857 Hurlach, Bavaria, Germany, in the Landsberg am Lech district.

Question 4

Where does Raiffeisenbank Singoldtal operate?

Accepted Answer

Raiffeisenbank Singoldtal operates in the Singoldtal valley region spanning three Bavarian districts: western Landsberg am Lech, southern Augsburg, and northern Weilheim-Schongau.

The bank maintains branch offices in Hurlach (main office and legal seat), Raisting, Langerringen, and Igling. This region is located in the foothills of the Bavarian Alps between Augsburg and the Ammersee lake. The Singoldtal (Singold Valley) is an agricultural and increasingly suburban area benefiting from proximity to major Bavarian cities. The bank serves both traditional agricultural operations and the growing residential population in this scenic region.

Question 5

What services does Raiffeisenbank Singoldtal offer?

Accepted Answer

Raiffeisenbank Singoldtal provides comprehensive cooperative banking services:

Retail Banking: Current accounts (Girokonto), debit cards (girocard), credit cards (Mastercard/Visa), savings accounts, time deposit accounts (Festgeld), pension plans, consumer loans including easyCredit, car loans, and mortgage loans.

Business Banking: Business current accounts (Geschäftskonto), business payment cards, Unternehmerkredit (business loans up to €100,000), international payment services (Auslandszahlungsverkehr), and agricultural financing.

Digital Banking: VR Banking App for iOS and Android, online banking platform, comprehensive ATM network access, and telephone banking via call center.

Investment Services: Securities trading and online brokerage, investment funds through Union Investment, building society savings through Bausparkasse Schwäbisch Hall.

Insurance: Comprehensive insurance products through R+V Versicherung, including Direktversicherung (company pension schemes) for businesses.

Specialized Services: Business succession planning (Unternehmensnachfolge) with comprehensive advisory services.

Main office hours in Hurlach: Monday 8:30-17:00, Friday 8:30-15:00, with consultation by appointment throughout the week.

Question 6

What makes Raiffeisenbank Singoldtal unique?

Accepted Answer

Raiffeisenbank Singoldtal carries forward a 125-year banking tradition dating to 1899, demonstrating remarkable continuity in serving the Singoldtal valley communities.

With approximately 1,802 members and 24 employees serving the region through four branch locations, it maintains a human scale while offering sophisticated financial services. The bank's member structure (Genossenschaft) ensures local ownership and democratic governance, with annual member meetings where each member has one vote. With an AA- credit rating from Fitch, it benefits from Germany's cooperative banking institutional protection scheme. The bank contributes actively to regional development and local initiatives. Customer deposits of €192 million and loans of €156 million (2021) demonstrate strong engagement in financing local development. Deposits are protected up to €100,000 through the BVR Institutssicherung system.

Question 7

What type of financial institution is Raiffeisenbank Singoldtal?

Accepted Answer

Raiffeisenbank Singoldtal is a Genossenschaftsbank (cooperative bank), specifically an eingetragene Genossenschaft (eG) under German cooperative law.

As a cooperative, it is owned by its members through cooperative shares, with democratic governance based on one member, one vote regardless of capital contribution. The bank is registered in the cooperative register (Genossenschaftsregister) at the Amtsgericht Augsburg under GnR 612. It is part of the German Volksbanken Raiffeisenbanken cooperative financial network (Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken), affiliated with DZ BANK as its central institution. The bank participates in the BVR institutional protection scheme (BVR Institutssicherung GmbH) and the additional voluntary protection scheme, which together have prevented any German cooperative bank failure. This structure combines local autonomy and community focus with the stability of a comprehensive mutual support network.

Raiffeisenbank Singoldtal

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About Raiffeisenbank Singoldtal in Germany

Raiffe­isenba­nk Singoldtal