African Guarantee Fund (AGF) West Africa

African Guarantee Fund (AGF) West Africa is a specialized non-bank financial institution operating in Togo that provides partial credit guarantees and capacity development assistance to financial institutions serving small and medium-sized enterprises (SMEs). As a regional subsidiary of the pan-African African Guarantee Fund Group, AGF West Africa focuses on reducing the SME financing gap in West Africa by sharing lending risks with partner financial institutions, enabling them to extend credit to businesses that lack traditional collateral. The institution operates under the regulatory framework of the West African Economic and Monetary Union (WAEMU/UEMOA).