Ndzhakeni South Avenue Co-ope­rative Financial Services

Ndzhakeni South Avenue Co-operative Financial Services is a Co-operative Financial Institution (CFI) based in Mooinooi, North West Province, South Africa. It is a member-owned deposit-taking financial co-operative that serves stokvel members of Ndzhakeni Investments Stokvel and New Avenue. As a registered CFI, it operates under the supervision of the Prudential Authority at the South African Reserve Bank.

The institution represents the formalization of traditional South African stokvels into a regulated financial services provider, offering members access to savings and credit facilities within a co-operative banking framework.