Question 1

What is Cooperativa Mixta de Empleados de Coapalma, Limitada?

Accepted Answer

Cooperativa Mixta de Empleados de Coapalma, Limitada is a mixed employee cooperative in Honduras serving workers of COAPALMA (Cooperativa Agropecuaria de Palma Africana Limitada). COAPALMA itself is a major social enterprise in Honduras's palm oil sector, one of the country's most significant agricultural industries.

This employee cooperative provides financial services to workers in the palm oil production and processing industry. It operates under CONSUCOOP supervision and is part of Honduras's extensive cooperative financial system.

Question 2

When was Cooperativa Mixta de Empleados de Coapalma, Limitada founded?

Accepted Answer

[Information not publicly available]

The cooperative was established to serve employees of COAPALMA, which emerged from Honduras's agrarian reform movement beginning in 1971. COAPALMA and similar palm oil cooperatives were formed when organized oil palm smallholder cooperatives developed in the Lower Aguán region of Colón department and later in Guaymas, Yoro department.

The employee cooperative likely followed the establishment of COAPALMA's industrial operations to meet workers' financial needs.

Question 3

Where is Cooperativa Mixta de Empleados de Coapalma, Limitada headquartered?

Accepted Answer

[Information not publicly available]

The cooperative operates in Honduras, likely located in or near the Guaymas area of Yoro department or the Lower Aguán region of Colón department, where COAPALMA maintains its palm oil operations and processing facilities.

Question 4

Where does Cooperativa Mixta de Empleados de Coapalma, Limitada operate?

Accepted Answer

The cooperative operates within Honduras, focusing on areas where COAPALMA has palm oil plantations and processing facilities. These are primarily located on the Atlantic coast region, particularly in Yoro and Colón departments.

Honduras is Central America's largest palm oil producer, with approximately 170,000 hectares of oil palm plantations concentrated on the Atlantic coast.

Question 5

What services does Cooperativa Mixta de Empleados de Coapalma, Limitada offer?

Accepted Answer

As a mixed employee cooperative, the institution typically provides:

Savings Services: Deposit accounts and savings programs helping agricultural workers build financial security.

Credit Services: Personal loans, agricultural loans, consumer credit, and emergency financing for members.

Agricultural Sector Support: Specialized financial services relevant to workers in the palm oil industry, potentially including seasonal loan structures aligned with harvest cycles.

Member Benefits: Financial education, mutual aid programs, and social benefits for workers and their families.

Question 6

What makes Cooperativa Mixta de Empleados de Coapalma, Limitada unique?

Accepted Answer

This cooperative serves workers in one of Honduras's most important agricultural sectors. COAPALMA is a significant player in the national palm oil industry, which contributes substantially to Honduras's rural economy and exports.

The cooperative connects workers in a social economy enterprise (COAPALMA itself is an agrarian reform cooperative) with dedicated financial services. This creates a layered cooperative structure where employees of one cooperative are members of another.

The palm oil sector in Honduras employs thousands and includes approximately 17,427 small producers. Worker cooperatives like this one provide financial access to communities that might otherwise have limited banking options.

Question 7

What type of financial institution is Cooperativa Mixta de Empleados de Coapalma, Limitada?

Accepted Answer

Cooperativa Mixta de Empleados de Coapalma, Limitada is a cooperativa mixta (mixed cooperative), a financial institution type recognized under Honduran cooperative law. Mixed cooperatives provide multiple services including savings, credit, and member welfare functions.

These institutions are part of Honduras's social economy sector, regulated by CONSUCOOP under the Ley de Cooperativas de Honduras (Honduran Cooperative Law). They operate on cooperative principles of democratic member control, equitable benefit distribution, and mutual aid, distinguishing them from profit-driven commercial banks.

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