Question 1

What is Bank Spółdzielczy w Łobżenicy?

Accepted Answer

Bank Spółdzielczy w Łobżenicy is a local cooperative bank operating in the Greater Poland region of Poland. As a member of the Spółdzielcza Grupa Bankowa (SGB Bank), it serves the town of Łobżenica and surrounding communities, providing traditional cooperative banking services focused on local economic development and community support.

Question 2

When was Bank Spółdzielczy w Łobżenicy founded?

Accepted Answer

The bank's origins trace back to Poland's extensive cooperative banking tradition, though specific founding details are not publicly available. The institution was officially registered in its current form on January 30, 2003, in the National Court Register maintained by the Regional Court in Poznań.

The bank received regulatory authorization from the Polish Financial Supervision Authority on November 29, 2019, confirming its status as a licensed credit institution under contemporary Polish banking regulations.

Question 3

Where is Bank Spółdzielczy w Łobżenicy headquartered?

Accepted Answer

The bank is headquartered in Łobżenica, a town in the Greater Poland Voivodeship (Wielkopolskie) in west-central Poland. The main office is located at Wyrzyska 26.

Question 4

Where does Bank Spółdzielczy w Łobżenicy operate?

Accepted Answer

Bank Spółdzielczy w Łobżenicy operates primarily in and around Łobżenica and surrounding communities in the Greater Poland region. As a locally-focused cooperative bank, its service area encompasses the immediate local market and neighboring municipalities.

Question 5

What services does Bank Spółdzielczy w Łobżenicy offer?

Accepted Answer

The bank provides a comprehensive range of cooperative banking services including personal and business accounts, savings products, deposit accounts, credit products for individuals and businesses, payment processing, and agricultural financing for local farmers.

Through its membership in Spółdzielcza Grupa Bankowa, the bank offers access to modern banking infrastructure including electronic banking services, payment card systems, and digital banking platforms. Additional information is available on the bank's website.

Question 6

What makes Bank Spółdzielczy w Łobżenicy unique?

Accepted Answer

Bank Spółdzielczy w Łobżenicy exemplifies traditional cooperative banking values with strong emphasis on personal relationships and community service. The bank maintains its local character while benefiting from the technological infrastructure and support provided by the Spółdzielcza Grupa Bankowa network.

The bank's governance structure follows cooperative principles, with representation by two management board members or one board member with an authorized representative, ensuring careful oversight and local accountability in decision-making.

Question 7

What type of financial institution is Bank Spółdzielczy w Łobżenicy?

Accepted Answer

Bank Spółdzielczy w Łobżenicy is a Bank Spółdzielczy (Cooperative Bank), a specific form of credit institution under Polish law. Cooperative banks operate on the foundation of mutual self-help, democratic governance, and service to their members and local communities rather than maximizing returns for external shareholders.

The bank is supervised by the Polish Financial Supervision Authority (PFSA) and participates in the Polish Bank Guarantee Fund (BFG) deposit guarantee scheme that protects customer deposits up to statutory limits. It is affiliated with SGB-Bank S.A., one of Poland's two major cooperative banking groups providing central banking services, integration, and support to local cooperative banks throughout the country.

Bank Spółdzielczy w Łobżenicy

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About Bank Spółdzielczy w Łobżenicy in Poland

Bank Spółdz­ielczy w Łobżenicy