Postal Savings Bank of China

Postal Savings Bank of China (PSBC) is one of China's leading large-scale retail banks, established in March 2007 through the reform of the postal savings management system. As of 2024, PSBC operates approximately 40,000 outlets across China and serves over 670 million personal customers, making it the fifth-largest commercial bank in China by deposits and sixth by assets.

The bank strategically focuses on providing financial services to "Sannong" customers (agriculture, rural areas, and farmers), urban and rural residents, and small and medium-sized enterprises (SMEs). With total assets exceeding RMB 17.69 trillion as of the first quarter of 2025, PSBC maintains excellent asset quality with a non-performing loan ratio of just 0.91%.