Moon Banking

Krom Bank

in Indonesia 🇮🇩

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About Krom Bank in Indonesia

Krom Bank is a digital-first bank in Indonesia that operates under PT Krom Bank Indonesia Tbk. The bank is publicly listed on the Indonesia Stock Exchange (IDX: BBSI) and is regulated by the Otoritas Jasa Keuangan (OJK) and Bank Indonesia.

Krom Bank specializes in providing mobile-first banking services designed for tech-savvy Indonesians seeking fast, flexible, and accessible financial solutions. The bank is majority-owned by PT FinAccel Teknologi Indonesia, part of the Kredivo Group, Indonesia's largest buy-now-pay-later (BNPL) company.

As of 2024, Krom Bank operates as one of Indonesia's fastest-growing digital banks, with total assets reaching IDR 6.65 trillion (approximately USD 430 million) and a customer-focused approach emphasizing convenience, competitive rates, and digital innovation.

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