Question 1

What is Cooperativa de Ahorro y Crédito Andreli?

Accepted Answer

Cooperativa de Ahorro y Crédito Andreli (COOPAC Andreli) is a savings and credit cooperative operating in Peru. It is a Level 1 operations cooperative registered with the Superintendencia de Banca, Seguros y AFP (SBS), Peru's banking and insurance regulator.

The cooperative specializes in providing financial services to individuals and small businesses in the central jungle region of Peru. COOPAC Andreli focuses on promoting financial inclusion through savings products, various credit lines, and member education programs.

Question 2

When was Cooperativa de Ahorro y Crédito Andreli founded?

Accepted Answer

COOPAC Andreli began operations on April 11, 2016, according to its official registration with Peru's tax authority (SUNAT). The cooperative was formally registered with the SBS on March 8, 2019, under registration number 000194-2019-REG.COOPAC-SBS.

This registration occurred following the implementation of Law 30822, which established a new regulatory framework for savings and credit cooperatives in Peru. The law, which came into effect in January 2019, brought COOPACs under formal supervision by the SBS for the first time.

Question 3

Where is Cooperativa de Ahorro y Crédito Andreli headquartered?

Accepted Answer

The cooperative's head office is located at Jr. Junín 165, Urbanización La Merced, in the Chanchamayo district of Chanchamayo Province, Junín Department, Peru. This location is situated in Peru's central jungle region, approximately half a block from the Public Registry office.

Question 4

Where does Cooperativa de Ahorro y Crédito Andreli operate?

Accepted Answer

COOPAC Andreli operates through multiple branches across Peru's central jungle and central highlands regions. The cooperative maintains offices in several key locations within the Junín, Ucayali, and Huánuco departments.

Major branch locations include La Merced (headquarters), Villa Rica, Pichanaki, Satipo, Pangoa, Atalaya, Huánuco, Tingo María, and Aguaytía. These branches serve communities throughout the central jungle region, areas historically underserved by traditional banking institutions.

Question 5

What services does Cooperativa de Ahorro y Crédito Andreli offer?

Accepted Answer

COOPAC Andreli provides a range of savings and credit products tailored to its members' needs. Savings services include various deposit accounts designed to help members build financial security for short-term and long-term goals.

The cooperative offers several credit lines, including Prendatodo (secured loans), Credicomercio (commercial credit), Credimensual (monthly payment loans for micro and small enterprises), and Crediconvenio (agreement-based credit). Additional services include insurance products, financial education and training programs, and a Social Welfare Fund (Fondo de Previsión Social) that provides economic assistance to members and their families in case of death.

The cooperative also provides consultation services for account management, allowing members to access their financial information and verify balances.

Question 6

What makes Cooperativa de Ahorro y Crédito Andreli unique?

Accepted Answer

COOPAC Andreli distinguishes itself through its focus on serving communities in Peru's central jungle region, an area where access to formal financial services has historically been limited. The cooperative operates under cooperative principles of mutual aid, democracy, equity, equality, responsibility, and solidarity.

The institution emphasizes member education and capacity building, offering training programs alongside traditional financial services. This holistic approach aims to strengthen members' financial literacy and business management skills.

COOPAC Andreli's commitment to social welfare is demonstrated through its Social Welfare Fund, which provides financial assistance to members and their registered family members during difficult times. This fund covers economic support for death-related expenses for members, spouses, parents, and children.

Question 7

What type of financial institution is Cooperativa de Ahorro y Crédito Andreli?

Accepted Answer

COOPAC Andreli is a Cooperativa de Ahorro y Crédito (Savings and Credit Cooperative), a distinct type of financial institution in Peru's regulatory framework. COOPACs are member-owned financial cooperatives that provide savings and credit services exclusively to their members.

Under Law 30822 and SBS supervision, COOPAC Andreli operates as a Level 1 operations cooperative within the modular supervision scheme. This classification is based on the cooperative's size and complexity. Level 1 cooperatives are subject to specific regulatory requirements appropriate to their operational scale.

The cooperative holds RUC (tax identification number) 20601142601 and is classified under CIIU code 65197 for other types of credit intermediation activities. As a regulated cooperative, it must comply with SBS standards for governance, risk management, capital adequacy, and financial transparency.

Cooperativa de Ahorro y Crédito Andreli

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About Cooperativa de Ahorro y Crédito Andreli in Peru