Question 1

What is Krona-Bank?

Accepted Answer

Krona-Bank is a regional commercial bank based in Irkutsk, Russia, holding a basic banking license from the Central Bank of the Russian Federation. The bank serves both individual and corporate clients across Eastern Siberia, specializing in retail banking, business lending, and deposit services. Krona-Bank operates as a small-to-medium sized financial institution with a focus on regional economic development.

Question 2

When was Krona-Bank founded?

Accepted Answer

Krona-Bank was originally registered by the Central Bank of Russia on September 17, 1993, under the name "TrustKomBank." On June 24, 2010, following a decision of the general meeting of participants, the bank was renamed to its current name, Krona-Bank (ООО "Крона-Банк"). The name "Krona" symbolizes a tree crown, representing the bank's core values of reliability, confidence, and stability.

Question 3

Where is Krona-Bank headquartered?

Accepted Answer

Krona-Bank is headquartered at 664007, Irkutsk Oblast, Irkutsk, Dzerzhinsky Street, 29. The head office is located in Irkutsk, the administrative center of Irkutsk Oblast in Eastern Siberia, Russia.

Question 4

Where does Krona-Bank operate?

Accepted Answer

Krona-Bank operates primarily in the Irkutsk Oblast and neighboring regions of Eastern Siberia. The bank has expanded beyond its home city of Irkutsk to include operations in Chita (operational office opened September 17, 2010) and Blagoveshchensk (Amur branch opened February 24, 2011). The bank maintains a network of one branch and three additional offices across these locations.

Question 5

What services does Krona-Bank offer?

Accepted Answer

Krona-Bank offers comprehensive banking services including deposit accounts with competitive interest rates, consumer and business lending, payment and settlement services, foreign currency operations, and safe deposit boxes. The bank provides corporate account services for businesses, including small and medium-sized enterprises in the region. Digital banking services include internet banking for remote account management and payment processing.

Question 6

What makes Krona-Bank unique?

Accepted Answer

Krona-Bank distinguishes itself through its deep regional focus and commitment to serving the Eastern Siberian market. The bank emphasizes an individual approach to each client, offering optimal tariffs and a wide product range tailored to local needs. The bank's expansion strategy has been deliberate and regional, focusing on key cities in the Russian Far East. Krona-Bank's brand identity, symbolized by the tree crown, reflects its emphasis on stability and long-term client relationships.

Question 7

What type of financial institution is Krona-Bank?

Accepted Answer

Krona-Bank is a regional commercial bank (региональный коммерческий банк) operating with a basic license in Russia. The basic license permits the bank to conduct banking operations in rubles and foreign currency, accept deposits from individuals, and perform operations with precious metals. The bank is a participant in Russia's deposit insurance system, ensuring protection for individual deposits up to the statutory limit.

Krona-Bank

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About Krona-Bank in Russia