Question 1

What is Bank Spółdzielczy w Lipsku?

Accepted Answer

Bank Spółdzielczy w Lipsku is a medium-sized cooperative bank operating in central Poland. As a member of the Spółdzielcza Grupa Bankowa (SGB Bank), it serves multiple counties across the Mazovian, Lublin, and Świętokrzyskie regions, providing universal banking services to local communities, businesses, farmers, and municipal authorities.

Question 2

When was Bank Spółdzielczy w Lipsku founded?

Accepted Answer

The bank's origins date back to 1925, when the Towarzystwo Pożyczkowo-Oszczędnościowe (Loan and Savings Society) received the name "Kasa Spółdzielcza w Lipsku z odpowiedzialnością nieograniczoną" (Cooperative Fund in Lipsko with unlimited liability).

In 1950, under the decree of the Minister of Treasury, the Cooperative Fund in Lipsko merged with Kasa Stefczyka in Solec nad Wisłą and Krępa Kościelna to form the "Gminna Kasa Spółdzielcza w Lipsku" (Municipal Cooperative Fund in Lipsko). In April 1960, new banking law allowed cooperative funds to use the name "bank" with the addition "spółdzielczy" (cooperative). The bank underwent further transformation in 1975 under new banking law, when cooperative banks were obligated to affiliate with Bank Gospodarki Żywnościowej (BGŻ). Following the 1994 restructuring act, the bank affiliated with Mazowiecki Bank Regionalny S.A. in Warsaw, and since 2011 has been a member of Spółdzielcza Grupa Bankowa.

Question 3

Where is Bank Spółdzielczy w Lipsku headquartered?

Accepted Answer

The bank is headquartered in Lipsko, a town in the Mazovian Voivodeship in central Poland. The main office is located at Sandomierska 8.

Question 4

Where does Bank Spółdzielczy w Lipsku operate?

Accepted Answer

Bank Spółdzielczy w Lipsku operates across multiple counties in three voivodeships: Lipsko, Zwoleń, and Radom counties in Mazovian Voivodeship; Opole Lubelskie county in Lublin Voivodeship; and Ostrowiec Świętokrzyski, Opatów, and Starachowice counties in Świętokrzyskie Voivodeship. The bank maintains several branch locations throughout this extensive service area.

Question 5

What services does Bank Spółdzielczy w Lipsku offer?

Accepted Answer

The bank offers comprehensive banking services including personal and business accounts, savings products, payment cards, consumer and commercial loans, agricultural financing, and services for local government entities. The bank also operates a currency exchange office (kantor walutowy).

Modern banking channels include online banking, mobile banking applications, and telephone banking services. The bank actively participates in government programs including the "500+" family benefit program and provides "Moje ID" trusted profile services.

Products are primarily targeted at small and medium enterprises, farmers, individual customers, and local government units. More details are available on the bank's website.

Question 6

What makes Bank Spółdzielczy w Lipsku unique?

Accepted Answer

With over 100 years of history, Bank Spółdzielczy w Lipsku has deep roots in the local community. The bank actively supports local institutions, public benefit organizations, schools, cultural events, sports events, and community festivals, maintaining its cooperative and social character.

Despite its growth and modernization, the bank continues to emphasize organizational and financial support for local initiatives, building trust and strengthening community ties. The bank's management and supervisory board actively engage in social and cultural activities throughout the Lipsko county and beyond.

Question 7

What type of financial institution is Bank Spółdzielczy w Lipsku?

Accepted Answer

Bank Spółdzielczy w Lipsku is a Bank Spółdzielczy (Cooperative Bank), a universal credit institution operating under Polish cooperative and banking law. As a cooperative bank, it operates on principles of mutual assistance, democratic governance, and community service rather than profit maximization for external shareholders.

The bank is supervised by the Polish Financial Supervision Authority (PFSA) and is a member of the Polish Bank Guarantee Fund (BFG) deposit guarantee scheme. Since 2011, it has been affiliated with Spółdzielcza Grupa Bankowa (SGB-Bank S.A.), one of Poland's two major cooperative banking networks that provides central financial services and integration support.

Bank Spółdzielczy w Lipsku

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About Bank Spółdzielczy w Lipsku in Poland

Bank Spółdz­ielczy w Lipsku