Question 1

What is Leasing Atlántida?

Accepted Answer

Leasing Atlántida is a specialized financial services company and the leading leasing institution in Honduras. Operating as a regulated financial company (Sociedad Financiera Regulada), it is a subsidiary of Grupo Financiero Atlántida, one of the most prominent and solid financial groups in Central America. With over 45 years of experience, Leasing Atlántida focuses on providing financial leasing solutions primarily to businesses, commercial enterprises, and individual merchants across various economic sectors in Honduras.

Question 2

When was Leasing Atlántida founded?

Accepted Answer

Leasing Atlántida was founded in 1978 under the original name Arrendamientos y Créditos S.A. (ACRESA). The company was established to pioneer financial leasing operations in Honduras, offering businesses an alternative financing method for acquiring productive assets.

In 1998, ACRESA was authorized by the Central Bank of Honduras to operate as a regulated financial company (Sociedad Financiera Regulada), operating under the name Arrendamientos y Créditos Atlántida S.A. In 2018, the company underwent a corporate rebranding as part of Grupo Financiero Atlántida's broader image transformation, adopting its current name "Leasing Atlántida" to better align with the group's unified brand identity.

Question 3

Where is Leasing Atlántida headquartered?

Accepted Answer

Leasing Atlántida is headquartered in Tegucigalpa, Honduras, with its main office located on the 8th floor of the Edificio Principal Banco Atlántida building. As the capital city of Honduras and the group's administrative center, Tegucigalpa serves as the hub for the company's strategic operations and management.

Question 4

Where does Leasing Atlántida operate?

Accepted Answer

Leasing Atlántida maintains a national presence across Honduras with three main offices strategically located in the country's major commercial centers: Tegucigalpa, San Pedro Sula, and La Ceiba. Additionally, the company operates two business service points in the cities of Comayagua and Choluteca, which are managed through the Tegucigalpa office. This network allows Leasing Atlántida to serve clients throughout all 18 departments of Honduras.

Question 5

What services does Leasing Atlántida offer?

Accepted Answer

Leasing Atlántida specializes in providing comprehensive financial solutions tailored for business clients:

Financial Leasing (Leasing Financiero): The company's flagship product, financial leasing allows businesses to acquire equipment, machinery, and vehicles without large upfront capital expenditures. This service is designed specifically for companies and individual merchants, offering significant fiscal and financial benefits while enabling clients to begin production immediately.

Certificates of Deposit (Certificados de Depósito a Plazo Fijo - CDPF): Fixed-term deposit certificates that provide attractive savings options with higher interest rates than traditional savings accounts, allowing clients to maximize returns while maintaining secure investments.

Lease-back Operations: Financing solutions that allow businesses to monetize existing assets while continuing to use them for their operations.

The company serves diverse economic sectors, with 33% of its portfolio concentrated in services, 29% in commerce, 15% in industry, 10% in construction, and the remaining 13% distributed across other sectors. As of 2023, Leasing Atlántida's total assets reached approximately 5.6 billion Lempiras, with a leasing portfolio of 3.7 billion Lempiras.

Question 6

What makes Leasing Atlántida unique?

Accepted Answer

Leasing Atlántida distinguishes itself as the pioneer and market leader of financial leasing operations in Honduras. The company maintains an exceptionally low delinquency rate of just 0.7% for payments overdue by more than 90 days, demonstrating superior risk management and portfolio quality.

The institution is backed by Grupo Financiero Atlántida, which provides comprehensive financial solutions across banking, insurance, pensions, leasing, warehousing, and brokerage services. This affiliation offers clients integrated financial services and access to a broader ecosystem of financial products.

Leasing Atlántida emphasizes staying at the forefront of technology and processes, enabling it to deliver excellence in customer service characterized by ethics, seriousness, and transparency. The company is supervised by the Comisión Nacional de Bancos y Seguros (CNBS), ensuring regulatory compliance and operational integrity.

Question 7

What type of financial institution is Leasing Atlántida?

Accepted Answer

Leasing Atlántida operates as a Sociedad Financiera Regulada (Regulated Financial Company) under Honduran law. This designation, granted by the Central Bank of Honduras in 1998, classifies it as a specialized non-bank financial institution authorized to provide leasing and related financial services. Unlike traditional commercial banks, Sociedades Financieras in Honduras focus on specific financial activities such as leasing, factoring, and specialized lending to businesses and enterprises. Leasing Atlántida is supervised by the Comisión Nacional de Bancos y Seguros (CNBS), Honduras's banking and insurance regulatory authority, which oversees its operations alongside other financial institutions in the Honduran financial system.

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