Question 1

What is Cooperativa de Ahorro y Crédito Trabajadores del Ministerio Público - Siempre Contigo?

Accepted Answer

Cooperativa de Ahorro y Crédito Trabajadores del Ministerio Público - Siempre Contigo (COOPACT MP - Siempre Contigo) is a workers' credit union serving employees of Peru's Ministerio Público (Public Prosecutor's Office). As a closed-bond cooperative, it provides financial services exclusively to prosecutors, administrative staff, and other workers of the Ministerio Público throughout Peru.

The cooperative operates under the brand name "Siempre Contigo" (Always With You), reflecting its commitment to supporting its members. It is regulated by the Superintendencia de Banca, Seguros y AFP (SBS) and follows Peru's cooperative financial framework.

Question 2

When was Cooperativa de Ahorro y Crédito Trabajadores del Ministerio Público - Siempre Contigo founded?

Accepted Answer

The cooperative was formally established and began active operations on May 2, 2018, making it one of the newer credit unions in Peru's cooperative system. It was created to address the financial needs of Ministerio Público employees who sought a dedicated financial institution serving their professional community.

The cooperative was founded based on cooperative principles of confraternity, solidarity, and democratic governance, with the fundamental objective of economically supporting workers throughout Peru's public prosecution system.

Question 3

Where is Cooperativa de Ahorro y Crédito Trabajadores del Ministerio Público - Siempre Contigo headquartered?

Accepted Answer

The cooperative is headquartered in San Juan de Miraflores, a district in southern Lima, Peru. The office is located at Av. Victor Castro Iglesias Nro. 439, Urbanización San Juan Zona B.

This location in Lima provides a central point for serving Ministerio Público employees, though the cooperative's membership extends to prosecutors and staff working throughout Peru's national territory.

Question 4

Where does Cooperativa de Ahorro y Crédito Trabajadores del Ministerio Público - Siempre Contigo operate?

Accepted Answer

COOPACT MP - Siempre Contigo operates primarily in Lima but serves Ministerio Público employees throughout Peru's national territory. The Ministerio Público has offices in all regions of Peru, giving the cooperative a nationwide potential membership base.

Services are centralized through the Lima headquarters, with member transactions typically facilitated through payroll deduction arrangements with the Ministerio Público. This allows prosecutors and staff working in regional offices across Peru to access cooperative services.

Question 5

What services does Cooperativa de Ahorro y Crédito Trabajadores del Ministerio Público - Siempre Contigo offer?

Accepted Answer

The cooperative provides comprehensive financial services to Ministerio Público employees:

Savings Products: Members can maintain savings accounts and contributions (aportaciones) that serve as the foundation of their membership and provide financial security.

Credit Services: The cooperative offers various loan products to members, with terms designed to meet the needs of public sector employees. Loans are typically secured through payroll deduction, providing convenience and security for both the member and the cooperative.

Member Benefits: As a cooperative, all members have equal voting rights and participate democratically in governance. The institution emphasizes values of honesty, responsibility, solidarity, equality, and transparency in all operations.

Financial Education: The cooperative promotes responsible use of credit and encourages systematic savings among its members, supporting their long-term financial wellbeing and asset formation.

Question 6

What makes Cooperativa de Ahorro y Crédito Trabajadores del Ministerio Público - Siempre Contigo unique?

Accepted Answer

The cooperative's distinctive feature is its exclusive service to employees of Peru's Ministerio Público, the public prosecution system. This creates a specialized financial community serving prosecutors, investigators, and administrative staff who work in the justice sector.

Despite being relatively new (founded in 2018), the cooperative has established itself within the Ministerio Público employee community. Its brand name "Siempre Contigo" (Always With You) emphasizes its commitment to being a constant financial partner for members throughout their careers.

The institution plays an important role in financial inclusion for public sector employees, many of whom may work in remote regions where traditional banking services are limited. The cooperative provides them with accessible financial services through payroll integration.

Question 7

What type of financial institution is Cooperativa de Ahorro y Crédito Trabajadores del Ministerio Público - Siempre Contigo?

Accepted Answer

COOPACT MP - Siempre Contigo is classified as a Cooperativa de Ahorro y Crédito (COOPAC), which is a credit union or savings and credit cooperative in Peru's financial system.

It is specifically a closed-bond cooperative serving exclusively employees of the Ministerio Público (Public Prosecutor's Office), including active workers, retirees, and those under various employment modalities (pensioners, Decree Law 276, Decree Law 728, and CAS contracts). COOPACs are regulated by the SBS under Law No. 26702 and Law No. 30822. As a member-owned, democratically-controlled institution, it operates on cooperative principles to provide quality financial services that improve members' quality of life and support their economic development.

Cooperativa de Ahorro y Crédito Trabajadores del Ministerio Público - Siempre Contigo

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Cooperativa de Ahorro y Crédito Trabaj­adores del Ministerio Público - Siempre Contigo