Question 1

What is Bank Kurgan?

Accepted Answer

Bank Kurgan is a regional universal bank based in Kurgan Oblast, Russia. Operating as a limited liability company (OOO), it is a small to medium-sized financial institution focused primarily on serving individuals, entrepreneurs, and small to medium-sized businesses in the Kurgan region. The bank holds a basic license from the Central Bank of Russia, allowing it to conduct banking operations in both rubles and foreign currency, including the right to accept deposits from individuals and conduct operations with precious metals.

The bank's client base consists primarily of small and medium-sized enterprises, with funding sources coming mainly from equity capital and client deposits.

Question 2

When was Bank Kurgan founded?

Accepted Answer

Bank Kurgan was originally registered with the Central Bank of Russia on November 9, 1993, making it one of the early post-Soviet era banks. The bank has been operating in the Kurgan Oblast banking services market for over 30 years.

In December 2019, the bank underwent a significant reorganization when it was re-registered as a limited liability company (OOO) from its previous public joint-stock company (PAO) structure. The current registration date is December 6, 2019, with OGRN 1194501005401.

Question 3

Where is Bank Kurgan headquartered?

Accepted Answer

Bank Kurgan is headquartered at 78 Gogol Street, Kurgan, Kurgan Oblast, 640022, Russia. The bank also maintains a representative office in Saint Petersburg at 2 Trefoleva Street.

The bank's head office in Kurgan serves as its primary operational center, with supervision conducted by the Bank of Russia's Current Banking Supervision Service.

Question 4

Where does Bank Kurgan operate?

Accepted Answer

Bank Kurgan operates primarily within Kurgan Oblast, with its main presence in the city of Kurgan. The bank also has offices in Shadrinsk, another major city in Kurgan Oblast.

As a regional bank, Bank Kurgan focuses its operations exclusively within Kurgan Oblast, positioning itself as a locally-focused financial institution that understands the specific economic conditions and needs of the region.

Question 5

What services does Bank Kurgan offer?

Accepted Answer

Bank Kurgan offers a comprehensive range of banking services for both individual and corporate clients. For businesses, the bank provides current account opening and maintenance, cash services, various types of lending for legal entities and their employees, collection services, foreign currency operations, and comprehensive export-import transaction services.

For individual clients, services include personal current accounts, money transfers through the Zolotaya Korona system, international wire transfers, deposits for both individuals and legal entities, pension and social benefit payments, tax payments, utility bill payments, and mobile phone top-ups. The bank also offers safe deposit box rental and bank guarantees.

Digital services include a mobile banking application for legal entities and individual entrepreneurs, available on Google Play, which was last updated in August 2025.

Question 6

What makes Bank Kurgan unique?

Accepted Answer

Bank Kurgan's key distinguishing feature is its deep regional focus and local market expertise. The bank emphasizes its knowledge of local business conditions combined with rapid decision-making capabilities as its primary competitive advantage.

With over 30 years of continuous operation in Kurgan Oblast, the bank has built a reputation as a stable and reliable institution that prioritizes timely and high-quality customer service. Its strategic focus on serving individuals, entrepreneurs, and businesses that live and work specifically in the region sets it apart from larger national banks.

The bank participates in the Russian deposit insurance system, ensuring deposits up to 1.4 million rubles are fully insured.

Question 7

What type of financial institution is Bank Kurgan?

Accepted Answer

Bank Kurgan is classified as a universal bank (универсальный банк) with a basic license in the Russian banking system. In Russia's two-tier licensing framework, banks with basic licenses have certain operational restrictions compared to those with universal licenses, but can still conduct a full range of core banking operations including retail and commercial banking.

The bank operates as a limited liability company (OOO), which is a common corporate structure for smaller and regional Russian banks. Its registration number with the Central Bank of Russia is 2568, and it holds BIC (Bank Identification Code) 047102830.

Bank Kurgan

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About Bank Kurgan in Russia