Question 1

What is Bank Kalteng?

Accepted Answer

Bank Kalteng is a regional development bank (Bank Pembangunan Daerah) serving Central Kalimantan (Kalimantan Tengah) Province, Indonesia. Operating under the full name PT Bank Pembangunan Daerah Kalimantan Tengah, the bank is a Regional Government-Owned Enterprise (BUMD) owned by the Central Kalimantan Provincial Government and regency/city governments throughout the province.

The bank operates as a limited liability company (PT) and is supervised by the Indonesian Financial Services Authority (OJK) and Bank Indonesia while participating in the deposit insurance program managed by the Indonesia Deposit Insurance Corporation (LPS).

Question 2

When was Bank Kalteng founded?

Accepted Answer

Bank Kalteng was founded on October 28, 1961, established through Notarial Deed by Njoo Sio Liep Number 24 under the name PT BPD Kalimantan Tengah. The bank received its business license from the Minister of Finance of the Republic of Indonesia through Decree Number BUM 9-1-3/II dated January 22, 1962, with an initial authorized capital of Rp 10 million and paid-up capital of Rp 2.66 million.

Initially, the bank included both government and private shareholders, with Rp 2.5 million held by the Central Kalimantan Level I Regional Government and Rp 160,000 held by private shareholders. By 1981, all private shares were purchased by the government, making Bank Kalteng entirely government-owned.

The bank converted from a Regional Company (Perusahaan Daerah) to a limited liability company (PT) in 1999 based on Regional Regulation Number 10 of 1999 dated July 17, 1999. The bank's authorized capital has increased substantially over the decades, reaching Rp 1 trillion through an Extraordinary General Meeting of Shareholders and receiving approval from the Ministry of Law and Human Rights Number AHU-35100.AH.01.02 dated June 28, 2013.

Question 3

Where is Bank Kalteng headquartered?

Accepted Answer

Bank Kalteng is headquartered in Palangka Raya, the capital city of Central Kalimantan Province. The head office coordinates the bank's operations throughout Central Kalimantan, managing branches and service points across the province.

Question 4

Where does Bank Kalteng operate?

Accepted Answer

Bank Kalteng operates exclusively throughout Central Kalimantan Province, maintaining a network of branches and service points in regencies and cities across the province. The bank serves communities throughout Central Kalimantan, from the provincial capital to more remote areas across this resource-rich region.

Central Kalimantan's economy is characterized by natural resources including mining, plantations, and forestry, and Bank Kalteng plays a crucial role in providing financial services supporting these and other economic sectors throughout the province.

Question 5

What services does Bank Kalteng offer?

Accepted Answer

Bank Kalteng provides comprehensive banking services including various savings products for individuals and businesses (Tabungan Simpeda, Tabungan Taheta, TabunganKu, Simpel), giro accounts, time deposits, and flexible deposit products. The bank offers specialized savings products designed for different customer segments including students and general consumers.

Credit products include financing for micro, small, and medium enterprises (UMKM), corporate loans, retail credit, consumer loans, and mortgages. The bank also provides investment financing and working capital loans supporting diverse business needs throughout Central Kalimantan.

Digital banking services include mobile banking through the BPDKoin application, SMS Banking, internet banking, ATM networks through the ATM Bersama shared network, and electronic payment solutions including QRIS. The bank also operates an agent network under the Laku Pandai Berkah program extending financial services to underserved communities.

Question 6

What makes Bank Kalteng unique?

Accepted Answer

Bank Kalteng has earned significant recognition for operational excellence, receiving the "Most Efficient BPD" award for the Sumatra-Kalimantan region at the Bisnis Indonesia Financial Award 2024 in September 2024. This followed a similar achievement in 2023 as "The Most Efficient Bank" in the sub-category of BPDs with assets under Rp 15 trillion.

The bank also received "The Excellent Performance Bank in 20 Consecutive Years 2003-2023" award, demonstrating sustained operational excellence and financial stability over two decades. These accolades reflect Bank Kalteng's consistent commitment to maintaining high efficiency, innovation, and sustainable business practices.

Bank Kalteng has positioned itself as a key supporter of financial inclusion initiatives, particularly through its Laku Pandai Berkah agent network that extends banking services to previously unbanked or underbanked communities throughout Central Kalimantan's diverse geography.

Question 7

What type of financial institution is Bank Kalteng?

Accepted Answer

Bank Kalteng is a Regional Development Bank (Bank Pembangunan Daerah or BPD), a category of financial institution in Indonesia established and owned by provincial and local governments. BPDs are regulated under Law Number 13 of 1962 and subsequent legislation concerning Regional Development Banks.

Bank Kalteng operates as a full-service commercial bank with a special mandate to support regional economic development throughout Central Kalimantan, serve as regional treasury holder, manage regional government funds, and contribute to local revenue generation. The bank's mission emphasizes helping and encouraging economic growth and regional development across all sectors while improving the standard of living for Central Kalimantan's communities.

Bank Kalteng

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About Bank Kalteng in Indonesia