GBS Mutual Bank
in South Africa 🇿🇦
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About GBS Mutual Bank in South Africa
GBS Mutual Bank is one of South Africa's oldest and few remaining mutual banks, operating primarily in the Eastern Cape region. Founded in 1877, the bank is a member-owned financial institution with assets exceeding R2 billion as of 2025.
Unlike traditional shareholder-owned banks, GBS is owned by its depositors (members), who collectively hold the equity. The bank specializes in conservative lending practices, focusing on residential and commercial mortgages, asset-based finance, and personalized banking services for retail and business clients.
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