Question 1

What is Hokuriku Bank?

Accepted Answer

Hokuriku Bank is a Japanese regional bank with a representative office in Thailand. Headquartered in Toyama City, Japan, the bank is part of Hokuhoku Financial Group, which was formed in 2004 through the management integration of Hokuriku Bank and Hokkaido Bank. Hokuriku Bank operates primarily in the Hokuriku region of Japan (Toyama, Ishikawa, and Fukui prefectures) and maintains a Bangkok Representative Office to support Japanese businesses operating in Thailand.

The bank has approximately 150 branches in the Hokuriku district and operates nine overseas offices including representative offices in New York, London, Singapore, Bangkok, Dalian, Shanghai, and others.

Question 2

When was Hokuriku Bank founded?

Accepted Answer

Hokuriku Bank was established in 1877, making it one of Japan's oldest regional banks with over 145 years of history. The bank developed an extensive network throughout the Hokuriku district, with branches extending to major cities in Hokkaido due to historical trade connections through the Kitamae-bune (Northbound Ships) maritime trading route.

In September 2004, Hokuriku Bank underwent management integration with Hokkaido Bank to form Hokuhoku Financial Group, creating a super-regional financial network that spans the Hokuriku region, Hokkaido, and Japan's three major metropolitan areas.

The Bangkok Representative Office was established to support the overseas expansion of the bank's corporate clients in the Southeast Asian market.

Question 3

Where is Hokuriku Bank headquartered?

Accepted Answer

Hokuriku Bank's headquarters is located at 1-2-26 Tsutsumicho-dori, Toyama City, Toyama Prefecture, Japan. The Bangkok Representative Office operates in Thailand to serve customers in the Southeast Asian region.

Question 4

Where does Hokuriku Bank operate?

Accepted Answer

In Thailand, Hokuriku Bank operates through its Bangkok Representative Office, which provides support services to Japanese companies and clients conducting business throughout Thailand and the broader Southeast Asian region.

In Japan, the bank maintains an extensive domestic network including 150 branches in the Hokuriku region (92 in Toyama, 36 in Ishikawa, 22 in Fukui), 23 branches in Hokkaido, 25 branches in the three major metropolitan areas (Tokyo, Osaka, Nagoya), and additional branches in Sendai, Niigata, Nagano, and Takayama.

Question 5

What services does Hokuriku Bank offer?

Accepted Answer

The Bangkok Representative Office provides non-banking support services including:

Market intelligence and research on Thailand's economic conditions, business environment, and regulatory framework.

Business matching and networking connecting Japanese companies with Thai partners and business opportunities.

Expansion support including assistance with market entry, entity establishment, and post-establishment business development.

Trade finance facilitation providing guidance on cross-border transactions and foreign exchange matters.

In Japan, Hokuriku Bank offers comprehensive retail and corporate banking services including deposits, loans, investment products, foreign exchange, trade finance, and wealth management services.

Question 6

What makes Hokuriku Bank unique?

Accepted Answer

Hokuriku Bank's distinctive heritage traces back to the Kitamae-bune maritime trading era, when the bank extended its network to Hokkaido to meet customers' trade-related needs. This historical trading culture continues to influence the bank's international business approach today.

As part of Hokuhoku Financial Group, the bank operates a super-regional network that uniquely combines the Hokuriku region with Hokkaido and major metropolitan areas—a geographic footprint that extends beyond typical regional bank boundaries.

The bank emphasizes relationship banking with a focus on small and medium-sized enterprises (SMEs). Through its overseas representative offices, including Bangkok, the bank provides comprehensive support for clients' international business activities.

Hokuriku Bank has established business cooperation treaties with numerous regional financial institutions and participates in collaborative initiatives such as the MEJAR shared banking system alliance.

Question 7

What type of financial institution is Hokuriku Bank?

Accepted Answer

Hokuriku Bank is a regional bank (地方銀行, chiho ginko) in Japan, which is a category of Japanese banks that primarily serve specific geographic regions while also maintaining operations in major cities. Regional banks in Japan play a crucial role in supporting local economies and SMEs.

In Thailand, Hokuriku Bank operates as a representative office, meaning it provides business development and customer support services but does not conduct direct banking transactions. The representative office serves as a liaison between the bank's Japanese operations and customers doing business in Thailand.

As part of Hokuhoku Financial Group, Hokuriku Bank operates within one of Japan's largest regional banking groups.

Hokuriku Bank

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About Hokuriku Bank in Thailand