Question 1

What is Bank Spółdzielczy w Jordanowie?

Accepted Answer

Bank Spółdzielczy w Jordanowie is a local cooperative bank operating in Poland. Located in the Lesser Poland Voivodeship, it serves the town of Jordanów and surrounding areas, providing comprehensive banking services to individual customers, businesses, farmers, and local institutions.

As part of Poland's cooperative banking sector, the bank is zrzeszony (affiliated) with Bank Polskiej Spółdzielczości S.A. (BPS Bank), which serves as the consolidating bank for 351 cooperative banks across Poland forming Grupa BPS. The bank operates as a credit institution regulated by the Polish Financial Supervision Authority (PFSA) and participates in the Polish Deposit Guarantee Scheme (BFG).

Question 2

When was Bank Spółdzielczy w Jordanowie founded?

Accepted Answer

[Information not publicly available]

The bank has been authorized by the Polish Financial Supervision Authority since November 29, 2019, confirming its regulatory compliance. Like many Polish cooperative banks, its origins likely date to the cooperative banking movement that developed in partitioned Poland during the late 19th and early 20th centuries.

Question 3

Where is Bank Spółdzielczy w Jordanowie headquartered?

Accepted Answer

The bank is headquartered at Rynek 44 in Jordanów, a town in the Lesser Poland Voivodeship (Małopolskie) in southern Poland.

Question 4

Where does Bank Spółdzielczy w Jordanowie operate?

Accepted Answer

Bank Spółdzielczy w Jordanowie operates in Jordanów and the surrounding region within the Lesser Poland Voivodeship. The bank has expanded its physical presence beyond its headquarters, including a branch location (Filia) in Sidzina and another branch in Łętownia, which opened on December 1, 2020.

Each branch location provides full banking services to both individual and institutional clients, with ATMs available 24/7 for customer convenience.

Question 5

What services does Bank Spółdzielczy w Jordanowie offer?

Accepted Answer

Bank Spółdzielczy w Jordanowie offers a comprehensive range of banking products and services:

Retail Banking: Personal accounts (including packages for youth, juniors, and seniors), savings accounts in various forms including Happy Kids accounts, and current accounts with different service levels.

Credit Products: Mortgage loans ("Mój Dom"), home improvement loans (EKO Kredyt), personal loans, revolving credit facilities, and seasonal promotional loans ("Magia Świąt" and "Cztery Pory Roku").

Business & Agricultural Banking: Business accounts, commercial loans, agricultural financing, guarantees, and cash management services.

Cards & Payments: VISA payment cards, ATM access, payment terminals for merchants, and the BLIK mobile payment system for contactless transactions.

Digital Banking: Internet banking (eBankNet), mobile banking applications (BS Jordanów MobileNet for iOS and Android), SMS banking, and online deposit accounts (e-Lokata).

Additional Services: Insurance products, Western Union money transfers, night deposit boxes, and currency exchange services.

Question 6

What makes Bank Spółdzielczy w Jordanowie unique?

Accepted Answer

Bank Spółdzielczy w Jordanowie distinguishes itself through its commitment to both traditional cooperative values and modern banking technology. The bank successfully combines personal, relationship-based service with comprehensive digital capabilities.

The bank's tagline "Blisko ludzi. Blisko Ciebie" (Close to people. Close to you) reflects its community-focused approach. It actively participates in local life, supporting community development and maintaining the close relationships characteristic of cooperative banking.

Its full embrace of digital innovation—including BLIK mobile payments, comprehensive mobile banking apps, and instant transfer capabilities—demonstrates how a local cooperative bank can deliver 21st-century banking experiences while maintaining its community roots. The bank positions itself as presenting "banking experience in the 21st century anew, so that you can live on your terms."

Question 7

What type of financial institution is Bank Spółdzielczy w Jordanowie?

Accepted Answer

Bank Spółdzielczy w Jordanowie is classified as a credit institution (CRD_CRE_INS) under European banking regulations. In Poland, it operates specifically as a bank spółdzielczy (cooperative bank).

Cooperative banks in Poland are member-owned universal banks that operate on cooperative principles dating back to the 19th century. They provide full banking services but differ from commercial banks in their governance structure and mission, prioritizing member and community service over profit maximization.

The bank is supervised by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego - KNF) and complies with Polish banking law and EU banking directives. As part of Grupa BPS, it benefits from the support and infrastructure of one of Poland's largest cooperative banking networks.

Bank Spółdzielczy w Jordanowie

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About Bank Spółdzielczy w Jordanowie in Poland

Bank Spółdz­ielczy w Jordanowie