Question 1

What is Cooperativa Escolar Kairos Limitada?

Accepted Answer

Cooperativa Escolar Kairos Limitada is a school cooperative operating in Honduras. It is a student-centered financial institution designed to teach young people about savings, financial literacy, and cooperative principles through hands-on banking experience. As a cooperativa escolar (school cooperative), it operates within an educational setting and is supervised by CONSUCOOP (Consejo Nacional Supervisor de Cooperativas), Honduras's national cooperative supervisory council.

School cooperatives in Honduras serve as practical learning tools where students can open savings accounts, make deposits, and participate in democratic governance structures while receiving financial education.

Question 2

When was Cooperativa Escolar Kairos Limitada founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa Escolar Kairos Limitada headquartered?

Accepted Answer

[Information not publicly available]. The cooperative operates within Honduras's educational system under the supervision of CONSUCOOP.

Question 4

Where does Cooperativa Escolar Kairos Limitada operate?

Accepted Answer

The cooperative operates within Honduras, serving students at a specific educational institution. School cooperatives in Honduras typically focus on a single school or a small network of schools within a particular community or region.

Question 5

What services does Cooperativa Escolar Kairos Limitada offer?

Accepted Answer

As a school cooperative, Cooperativa Escolar Kairos Limitada provides basic financial services designed for student members, including:

Savings accounts: Students can open accounts with low or no minimum balance requirements and no monthly maintenance fees. These accounts are structured to be accessible to young people with limited resources.

Deposit services: Regular deposit opportunities, often integrated into the school day, allowing students to develop consistent saving habits.

Financial education: Age-appropriate instruction on financial concepts including savings, budgeting, goal-setting, and money management. This education is often integrated with the school's mathematics and social studies curriculum.

Cooperative governance training: Students participate in the democratic management of the cooperative, learning about leadership, responsibility, and collective decision-making.

Question 6

What makes Cooperativa Escolar Kairos Limitada unique?

Accepted Answer

Cooperativa Escolar Kairos Limitada combines banking services with educational objectives, creating a hands-on learning environment where students can practice financial skills in real-world scenarios. Unlike traditional banks, school cooperatives prioritize financial education and character development alongside financial services.

The cooperative model teaches students about mutual aid, democratic participation, and social responsibility—values central to the cooperative movement in Honduras. Students often serve in leadership positions, managing operations and providing peer-to-peer financial education.

School cooperatives in Honduras receive support from CONSUCOOP and are part of a broader national strategy to promote financial inclusion and economic literacy among young people.

Question 7

What type of financial institution is Cooperativa Escolar Kairos Limitada?

Accepted Answer

Cooperativa Escolar Kairos Limitada is a school cooperative (cooperativa escolar), a specialized type of credit union or savings cooperative designed specifically for educational settings in Honduras. School cooperatives are member-owned financial institutions governed by cooperative principles including democratic control, voluntary membership, and education as a core value.

These institutions are regulated by CONSUCOOP under Honduras's Ley de Cooperativas (Cooperative Law) but operate with simplified requirements appropriate for their educational mission and student membership base.

Cooperativa Escolar Kairos Limitada

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About Cooperativa Escolar Kairos Limitada in Honduras