Question 1

What is Raiffeisenbank Kastellaun?

Accepted Answer

Raiffeisenbank Kastellaun is a cooperative bank (Genossenschaftsbank) based in the Rhein-Hunsrück-Kreis district of Rhineland-Palatinate, Germany. As a member of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it operates as a universal bank serving retail customers, small- and medium-sized enterprises (SMEs), and businesses in the northwestern region of the Rhein-Hunsrück-Kreis.

With total assets of approximately 260.7 million EUR as of 2024, the bank focuses on community-based banking and local economic development. It is member-owned through a cooperative structure, with nearly 4,000 members participating in the bank's governance.

Question 2

When was Raiffeisenbank Kastellaun founded?

Accepted Answer

Raiffeisenbank Kastellaun was originally founded on March 14, 1914, as Raiffeisenkasse Bell eGmuH. The bank took its current form in 1995 through a significant merger of three cooperative banks: Raiffeisenbank Bell eG, Castellauner Volksbank eG, and Raiffeisenbank Beltheim-Sabershausen eG.

These constituent banks had themselves been formed through numerous mergers of smaller cooperative institutions throughout the 1960s to 1990s, consolidating financial services in the rural Hunsrück region. This consolidation pattern reflects the broader trend in German cooperative banking toward creating more robust regional institutions.

Question 3

Where is Raiffeisenbank Kastellaun headquartered?

Accepted Answer

Raiffeisenbank Kastellaun is headquartered at Marktplatz 7 in Kastellaun, Rhineland-Palatinate, Germany.

Question 4

Where does Raiffeisenbank Kastellaun operate?

Accepted Answer

The bank operates in the northwestern Rhein-Hunsrück-Kreis district of Rhineland-Palatinate. It maintains two branch locations: its main office in Kastellaun and a branch office in Beltheim.

The bank's service area encompasses the rural and small-town communities of the Hunsrück region, serving local residents and businesses in these localities.

Question 5

What services does Raiffeisenbank Kastellaun offer?

Accepted Answer

Raiffeisenbank Kastellaun provides comprehensive universal banking services including current accounts, savings accounts, time deposits, pension plans, and various card products (debit and credit cards). The bank offers consumer loans, car loans, and mortgage loans for retail customers.

For business clients, the bank delivers commercial banking services with particular emphasis on supporting small and medium-sized enterprises. Services are accessible through branch locations, online banking platforms, mobile applications, and a call center.

Through the cooperative banking network, customers also access specialized services from partner institutions including R+V Versicherung (insurance), Bausparkasse Schwäbisch Hall (building society services), TeamBank, VR Leasing, DZ Hyp (real estate financing), and Union Investment (asset management).

Question 6

What makes Raiffeisenbank Kastellaun unique?

Accepted Answer

The bank operates on cooperative principles where customers can become member-owners by purchasing shares, giving them voting rights in the bank's governance. With nearly 4,000 members, this democratic structure ensures the institution remains focused on local community needs rather than external shareholder profits.

Raiffeisenbank Kastellaun has earned strong credit ratings, including an AA- rating from Fitch, indicating very high credit quality. The bank benefits from the BVR Institutssicherung GmbH protection scheme, which provides deposit protection beyond the statutory 100,000 EUR guarantee.

Its deep integration into the local economy through a 110-year presence has established it as a key financial partner for the region's economic development, with particular expertise in serving rural communities and agricultural businesses.

Question 7

What type of financial institution is Raiffeisenbank Kastellaun?

Accepted Answer

Raiffeisenbank Kastellaun is a Genossenschaftsbank (cooperative bank), which is a distinct category of financial institution in Germany. Cooperative banks are organized as eingetragene Genossenschaften (registered cooperatives) under German law, owned by their members rather than external shareholders.

As a credit institution (Kreditinstitut), it operates as a universal bank providing the full range of banking services. It is supervised by the German Federal Financial Supervisory Authority (BaFin) and is registered in the cooperative register at the Amtsgericht Bad Kreuznach under GnR 220.

Raiffeisenbank Kastellaun

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About Raiffeisenbank Kastellaun in Germany

Raiffe­isenba­nk Kastellaun